Homeowners associations regulate communities to keep them looking respectable as well as foster the relations of the residents.  While they may be considered a thorn in the side of some residents, they exist for the overall betterment of the community.  Even an organization like a homeowners association needs insurance to protect their property.

Insurance for homeowners associations is imperative to protect homeowners associations from the unexpected.  Many homeowners associations host events and own property, and the protection afforded by insurance for homeowners associations can save them if an unfortunate, destructive event occurs.

Insurance for homeowners associations includes more comprehensive property coverage. Now the product offers Blanket Agreed Value coverage on property exposures such as fences, pools, signs and other non-building property for no additional premium!

 This feature, combined with other competitive advantages for property, general liability and professional liability, makes this package product a great choice.

Some additional coverage features that enhance this package product include:

- Low, competitive minimum premiums

- Property manager/management company automatically included as additional insured

- Lifetime occurrence reporting provision protects former directors and officers

- Defense costs are outside the limit of liability

- Breach of contract coverage provided

- Employment practices liability coverage included with directors and officers coverage

- Hired and non-owned auto liability can be included

- Crime and umbrella coverage available

Insurance for homeowners associations is often overlooked by homeowners associations, but it is absolutely necessary to prevent a small event from causing significant setbacks to the homeowners association.  To find the best insurance for homeowners associations, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best insurance for homeowners associations available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · insurance for homeowners associations · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · property insurance · south carolina · texas · utah · virginia · washington · wisconsin

Commercial insurance is crucial for any business.  The protection it affords can save a business from financial ruin due to any number of potential hazards.  Commercial insurance policies include both property and liability coverage.

Commercial insurance can be written to protect a variety of properties and situations.  Having protection through commercial insurance is important since it takes the financial obligation off of the business in the event of property damage, destruction, or a liability issue.  Commerical insurance offers a wide range of coverage for a wide range of premiums.

MULTI-LINE PRODUCT

•             1-4 Family Dwelling

•             Apartments

•             Artisans (12 classes)

•             Beauty/Nail Salon

•             Clothing Store

•             Consessionaires

•             Convenience Stores/Delicatessens/Grocery

•             Child Care – Commercial

•             Child Care – Residential

•             Electronic Store

•             Fitness Centers

•             Janitorial Services

•             Land Leased to Others

•             Laundromats

•             Lessor’s Risk Only

•             Liquor Stores

•             Main Street Mercantile

•             Mobile Home Parks

•             Office Product

•             Residential Condominium Unit Owners

•             Restaurants

•             Specialty Training Schools

•             Truckers

•             Vacant Building

•             Vacant Land

NON-PROFIT PRODUCTS

•             Community Associations

•             Condo Mini

•             Storefront Churches

SPECIAL EVENT PRODUCTS

•             Wedding Plus

•             The Long Shot – Hole in One

UMBRELLA/EXCESS PRODUCTS

Commercial insurance sometimes need to be acquired quickly, especially when it is a condition of running a business.  To find the best commercial insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best commercial insurance policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · business insurance · california · colorado · commercial insurance · connecticut · district of columbia · fast quote · florida · georgia · illinois · kansas · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

Renovation can be cheaper than tearing down and building a new structure from scratch.  However properties undergoing renovation can be dangerous.  There are many tools and potentially hazardous chemicals on the property that can cause significant damage if someone is in the wrong place at the wrong time.

Renovation insurance protects the property while it is still being worked on.  Renovation insurance is a form of property insurance, protecting from losses caused by many hazards, such as fire, smoke, vandalism, lightning, and explosion.  While the company completing the renovations is trusted to work as safely as possible, potential hazards still exist, making renovation insurance extremely important as the property is being improved.

WHY IS IT IMPORTANT TO HAVE BUILDING RENOVATION COVERAGE? HERE ARE POTENTIAL LOSS SCENARIOS:

•     Damage by fire

•     Smoke damage

•     Damage caused by vandalism or malicious mischief

•     Lightning striking your building

•     Loss due to explosion

 

THE FOLLOWING ARE IMPORTANT TO HAVE IN A POLICY:

COVERAGE AND PRODUCT FEATURES:

•     Coverage for partially occupied building available

•     Contact within 24 hours of claim to report by adjuster

•     Coverage for additions that do not involve load bearing members of building

•     Replacement cost coverage for new construction portion of the project

•     Coverage can be written for the full term of the project

•     Product flexibility offering either Basic or Special Form

•     Replacement Cost Valuation is standard on the new construction work

•     Project can be written for the full duration of the construction project

•     Rate structure contemplates new construction work being added gradually to the existing building

 LIMITS:

•     Up to $3,000,000 per location in PC 1-8

•     Up to $1,000,000 per location in protections class 9-10

*Limits of up to $500,000 per location excluding wind and hail in coastal areas

Renovations can be costly, even if necessary, so protection from loss through renovation insurance is extremely important.  To find the best renovation insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best renovation insurance policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · construction insurance · district of columbia · florida · georgia · illinois · kansas · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · property insurance · renovation insurance · south carolina · texas · utah · virginia · washington · wisconsin

Museums and other historical places make great tourist attractions and are trusted as knowledgeable organizations committed to presenting the facts.  Their directors and officers are generally held in the highest regard as experts in their particular fields, giving the institution credibility.

Even experts make mistakes, however when those mistakes lead to potential legal action, it is good to have protection in place.  Directors and officers insurance is protection in the event that directors or officers make harmful mistakes related to their position at their museum or historical institution.  Directors and officers insurance can also include employment practices liability insurance, which also protects in the event that the museum or institution is sued for discrimination.

MUSEUMS & CULTURAL/HISTORICAL INSTITUTIONS

Directors & Officers Insurance

 

Eligible Classes:

Aquariums • Art Museums• Art Galleries

Children’s Museums • General Museums • Health Museums

Historical Museums • Natural History Museums

Science Museums • Specialized Museums

Arboterums • Botanical Gardens

Planetariums • Ochestras • Nature Centers

 

Products / Limits:

D&O • $1MM

EPLI • $1MM

 

Umbrella Insurance Coverage is also available with limits from $1MM – $25MM.

 

• Not getting the attention you deserve?

• We specialize in writing smaller classes!

 

Since many museums and historical institutions can receive most of their money from donations and grants, they can be poorly equipped to handle legal action taken against them.  To find the best directors and officers insurance and employment practices liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best directors and officers insurance and employment practices liability insurance policies available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · directors and officers liability insurance · district of columbia · employment practices liability insurance · florida · georgia · illinois · kansas · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

Small businesses make up a very large part of the economy, however even the most successful small businesses will choose not to expand for many different reasons.  Small businesses have a unique charm and character that disappears as they become larger and larger.

One of the identifying features of a small business is just that: its size.  So why should a small business pay for business liability insurance and business property insurance like the big guys do?  Small business insurance caters to businesses that do not need or cannot afford insurance that the big businesses hold.  Included in most small business insurance policies are both liability and property coverage tailored for small businesses and not watered down versions of big business insurance policies.

This product is specifically designed to accommodate the coverage and pricing needs of a wide variety of mercantile risks.

 

PRODUCT FEATURES:

Coverage available as:

• Businessowners Form (If eligible)
• Package
• Monoline Liability
• Monoline Property

Broad Eligibility Requirements

• Over 75 Classes selected for preferred treatment
• Up to $3,000,000 in annual sales
• New ventures eligible

 

Low Minimum Premiums

 

LIABILITY FEATURES:

• Limits available up to: $1,000,000 occurrence/$2,000,000 aggregate
• Expanded definition of Bodily Injury to include Sickness or Disease caused by Mental Anguish or Emotional Stress
• No Liability Deductible
• Pollution Exclusion has Hostile Fire Exception
• Hired and Non-Owned Auto Liability Coverage available
• Commercial Excess General Liability, Umbrella available up to $5,000,000

 

PROPERTY FEATURES:

• Broad Property Coverage using ISO’s April ’02 coverage form
• Equipment Breakdown – Includes free boiler inspections if required in your jurisdiction
• Value Plus Endorsement available providing 15 coverage extensions and enhancements
• Special Cause of Loss and Replacement Cost available

 

Up to $3,000,000 in Property limits, $500,000 in all Coastal areas

 

Even small businesses need protection, especially since many times they are not equipped to handle the costs of liability claims or damages to the property.  Small business insurance policies take this into account and can provide outstanding protection without breaking the bank.  To find the best small business insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best business liability insurance policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · property insurance · small business insurance · south carolina · texas · utah · virginia · washington · wisconsin

Mistakes are an unfortunate part of life, even for the most meticulous, detail-focused people.  Even more unfortunate is that simple mistakes can have enormous consequences.   To protect many professionals from the effects of any errors or omissions that may be overlooked while working with their customers, Professional Liability Insurance is a must.

Professionals are generally recognized as experts in their field and garner a level of respect and trust that their work will be of good quality.  Even the most detailed professional can still make a mistake but professional liability insurance protects the professional from any damages and negative effects due to a mistake on their work.

Boardwalk Insurance Group has been writing professional liability insurance for many years, so do not take chances with your valuable business.  We have markets for most MPL classes, here is a partial list of risks considered:

Allied Healthcare

Architects & Engineers

Billing Services

Claims Adjusters

Consultants – all classes

Convention/Events Planners

Employee Screening

Expert Witness

Home Inspectors

Insurance Agents

Information Technology

Media/Publishing

Medical Billing

Mortgage Field Services

Payroll Services

Property Managers

Real Estate Agents

Surveyors

Tax Preparer/Bookkeeper

Technology

Title Agents

Travel Agents

Professionals need the protection that professional liability insurance provides because mistakes occurring are always a matter of when, not if.  To find the best professional liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best business liability insurance policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · business insurance · california · colorado · connecticut · district of columbia · e&o insurance · errors and omissions insurance · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · professional liability insurance · south carolina · texas · utah · virginia · washington · wisconsin

Seasonal businesses come and go.  Many spring up shortly before a holiday guaranteed to generate big business and shut down right after.  There is no need for them to pay for an entire year of insurance for sometimes only a handful of days of work per year.

Seasonal lot insurance and seasonal business insurance are policies for special, short term businesses.  Some of the most prevalent are the many fireworks stands that pop up the week before New Year’s Day and Independence Day.  Seasonal lot insurance and seasonal business insurance have much of the same coverage and protections as other business insurance policies, however they have features that are designed to accommodate the pricing and coverage needs of these seasonal operations.

Seasonal lot owners are now facing strict requirements by local municipalities, property managers and landlords to show proof of liability insurance for their operations.  A number of general liability loss exposures result from seasonal lot operations that lot owners must be made aware of.   Boardwalk Insurance Group offers our agents the capability of getting a monoline general liability coverage quote quickly on our website at www.boardwalkinsurance.com or over the phone. This is the perfect solution for seasonal lot owners who are looking for coverage to protect their businesses, while also satisfying requirements to show proof of liability insurance.

 

Our product offers several advantages that help make our quotes an easy sale. These advantages include:

•     Primary General Liability limits up to $2,000,000/$3,000,000

•     Blanket Additional Insured included automatically which means there is no charge to add an Additional insured when it is required by a written contract

•     A competitive package quote by providing property coverage in an Inland Marine from which includes theft for no additional premium

•     Competitive and easy to use pricing (flat charge per stand)

•     No liability deductible

•     Hired and non-owned auto liability coverage available

With insured’s facing frequent loss exposures from damage to and theft of their products, a package policy offering general liability and inland marine coverage provides the solution to the numerous insurance needs of a seasonal lot owner.

The need for liability insurance is imperative for any business, even seasonal ones.  That is what makes these seasonal lot insurance and seasonal business insurance policies very attractive to all parties relating to a seasonal business.  Whether you are the property owner or manager or the seasonal business owner, seasonal lot insurance and seasonal business insurance is much more attractive than expensive business insurance for a property that operates for a majority of the year.  To find the best seasonal lot insurance and seasonal business insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · seasonal business insurance · seasonal lot insurance · south carolina · texas · utah · virginia · washington · Wisconsin. boardwalk insurance group

Specialty businesses generally require specialty insurance to best protect the business and its assets.  With varying insurance policies for hotels, dry cleaners, tattoo parlors, and other businesses, Boardwalk Insurance Group has the flexibility to fit your needs.

Business insurance cannot be generalized to fit every business.  Each type of business has its own needs and potential liabilities, and requires a special insurance policy to best protect it.

Boardwalk’s current Programs include: 

•     Hotels/Motels

•     Coin Laundries

•     Dry Cleaners

•     Religious Institutions

•     Pawnshops

•     Convenience Stores

•     Assisted Living Facilites

•     Tattoo Parlors

On each of these Programs – Boardwalk provides:

•     24-48 hour turnaround on most quotes with an effective date within the next 30 days.

•     Expertise on the above program classes of business

•     Competitive Pricing

•     Broad coverage designed specifically for that industry.

•     Industry specific contact lists at your request.

•     Program Flyers for a Mailing Campaign.

•     Product Guides for specific industries.

•     Industry Specific Applications

To find the best insurance for your business, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · business insurance · california · colorado · commercial insurance · connecticut · district of columbia · florida · georgia · hotel insurance · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · motel insurance · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · special insurance · texas · utah · virginia · washington · wisconsin

Electronic stores and retailers generally carry many expensive electronics and other costly merchandise.  To protect your electronic store or retail business, good insurance is a must.

Insurance for electronic stores and retailers can protect many types of merchandise from many different perils.  With all the new expensive electronics entering the market daily, it is important to have adequate insurance in case the unexpected happens.

OUR PRODUCT IS DESIGNED FOR THE FOLLOWING TYPES OF STORES:

• ·         Appliance
• ·         Camera
• ·         Computer
• ·         Phone
• ·         Radio
• ·         Stereo
• ·         Television
• ·         Video Game

OPTIONAL COVERAGES INCLUDE:

• ·         Loss of Income – 12 month Actual Loss Sustained Basis with a maximum limit
• ·         Our Value Plus Endorsement
• ·         Equipment Breakdown
• ·         Non-Owned & Hired Auto coverage (no delivery service)
• ·         Money & Securities coverage
• ·         Signs coverage
• ·         Glass coverage

 

An Electronic Store Owner Needs the Right Coverage:

• ·         General Liability that includes coverage for mental anguish or emotional distress
• ·         No Coinsurance clause on the property coverage
• ·         Loss of income on an Actual Loss Sustained basis
• ·         Peak Season coverage for Business Personal Property

Coverage Features:

• ·         Business Policy Form
• ·         General Liability that expands the definition of Bodily injury to include mental anguish or emotional distress with no deductible
• ·         Non owned and Hired Car coverage
• ·         Loss of Income on Actual Loss Sustained basis up to the stated limit
• ·         No Coinsurance Clause; No Classification Limitation or Designated Premises Endorsement
• ·         Personal Property of Others up to the Contents limit
• ·         $5,000 Transit coverage
• ·         Replacement Cost available
• ·         Special Cause of Loss including theft available
• ·         Value Plus Endorsement is available on account eligible for Special form offering 13 valuable coverage enhancements; including water backup, Money & Securities, Employee Dishonesty, Valuable Papers, Signs, Account Receivable and More
• ·         Employee Dishonesty

To find the best insurance for electronic stores and retailers, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · commercial insurance · commercial liability insurance · commercial property insurance · connecticut · district of columbia · florida · georgia · illinois · insurance for electronic stores and retailers · kansas · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

A place to live is one of the largest and most important investments a family can make.  It is important to protect the investment, and one of the best ways is through insurance.

Single or multi family dwelling insurance coverage can protect your investment from damages and also cover other tenants on the property.  The appeal of single or multi family dwelling insurance coverage is the flexibility that comes with the insurance policy, including the ability to classify the property as both owner occupied and as a rental property.

PRODUCT FEATURES:

• Coverage available as

1. Monoline Liability
2. Monoline Property
3. Package

LIABILITY FEATURES:

• Credit provided for owner occupied 2-4 family locations
• Ability to consider locations rented on a seasonal or timeshare basis
• Ability to consider mobile homes as dwellings
• Up to $25,000 medical expense limit available
• Risks with boat docks or slips can be considered
• No Liability Deductible

Limits Available (up to)

• $1,000,000 Per Occurrence/$2,000,000 aggregate
• Commercial Umbrella available up to $5,000,000
• Hired and non owned auto available in most states

PROPERTY FEATURES:

• Both Special and Basic Form available
• Replacement Cost Coverage available
• Business Income/Rental Value
• Owner’s Contents Coverage
• Equipment Breakdown Coverage
• Available in Protection Class 1-8
• Ability to consider locations in hail and tornado prone areas (special deductible may apply)
• Coverage can be provided for a property that is under renovation

Limits Available (up to)

• $1,000,000 for Commercial Lines
• Coastal Areas
• Limits of up to $500,000 per location
• Wind and hail excluded

COVERAGE FEATURES:

• General Liability that expands the definition of Bodily Injury to include mental anguish or emotional distress with no deductible
• Personal Injury coverage
• Special Cause of Loss available
• Loss of Income coverage
• Functional Building cost available
• No Classification Limitation Endorsement
• Special (DP-3) and Basic Form (DP-1) are available
• Available for 2-4 family owner occupied dwellings
• Available for 1-4 family tenant occupied dwellings
• No mandatory roof exclusion
• Actual Cash Value Roof Endorsement available
• Comprehensive Personal Liability Coverage is optional
• Name Insured can be a Trust, Estate, Limited Partnership or Family Partnership
• Modified Functional Replacement Cost available

Dwellings in coastal areas are eligible

 

To find the best single or multi-family dwelling insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best policy available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · dwelling insurance · florida · georgia · illinois · kansas · louisiana · michigan · minnesota · missouri · multi family dwelling · nevada · new jersey · new mexico · New York · north carolina · oklahoma · single or multi family dwelling insurance. single family dwelling · south carolina · texas · utah · virginia · washington · wisconsin