Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

Archive for February 2011

Insurance For Pest Control Companies and Operators 4.25/5 (85.00%) 4 votes

Do you own or manage a pest control company or pest control service?  Are you a pest control operator?  If so, your business requires you to carry commercial insurance in order to prevent a financial disaster should something happen while you and your crew are out doing their jobs.  Insurance for your pest control business is not something available to purchase online and is not something offered by all insurance agents nor by all insurance companies.  In fact, to get proper coverages at rates you can live with, you need to go to someone who understands the ins and outs of your business.
This is where Boardwalk Insurance Group comes in.  Our professional agents understand your needs and work with carriers, on your behalf, who insure pest control operators and pest control companies on a regular basis.

Rare and unexpected mishaps do happen from time to time and can lead to big bucks in expenses to remedy the loss incurred by your clients.  Sometimes, these can lead to lawsuits which can strip your entire business away.  No one wants this to happen and it can be prevented if you carry adequate insurance coverage to protect you.  While you and your team are out trying to make a living, accidental damage to your client’s properties may occur and replacement of their home or contents may be warranted.

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Commercial Insurance For Apartment Complex Owners and Apartment Complexes 4.33/5 (86.67%) 3 votes

Do you own, operate or manage an apartment complex located in Arkansas, California, Florida, Georgia, Illinois, Kansas, Louisiana, Minnesota, Missouri, New Jersey, Oklahoma, Texas or Wisconsin?  Have you noticed steady increases in your commercial insurance coverage over the years?  Do you need more coverages and lower deductibles?

If your answers is “Yes” to any of these questions, then you need to read on.  The insurance industry has seen enormous losses over the last few years thanks to natural disasters.  Many insurance companies who wrote commercial policies for apartment complexes have either pulled out of the market or have raised their rates to recoup some of their claims expenses.  This is understandable, but when will it stop?  For some apartment complex owners, the rates are so high that they run into losses.  And if your property is located in a coastal county, it’s nearly impossible to get proper coverage at a reasonable rate.

What’s the solution?  It’s time for you to shop around.  Boardwalk Insurance Group, for example, specializes in coverage for apartment complexes and apartment complex owners.  We specialize in providing insurance for apartment complexes, especially smaller property owners who cannot get the discounts available to entities with thousands of units or hundreds of millions in property values.

We know the apartment complex market and we understand your needs.  We also deal with “A” rated carriers who provide you with the bells and whistles you need in your policy to give you true peace of mind.

Coverage Highlights:

  • Building/personal property on replacement cost with no coinsurance
  • Loss of rents calculated on actual loss sustained
  • 180 days of extended period of indemnity for loss of rents
  • $2,500,000 demolition and increased cost of construction limit
  • $1,000,000 General Liability limit with $2,000,000 Aggregate limit
  • $1,000,000 Hired and Non-Owned Auto Liability
  • $5,000,000, $10,000,000 & $15,000,000 Excess Liability/Umbrella options
  • Boiler & Machinery coverage included
  • Coverage for fences, carports, signs, storage units and pools included
  • As low as a $10,000 deductible per occurrence
  • No deductible ($0) on General Liability claims
  • Great rates commercial property coverage, commercial general liability coverage and umbrella coverage for apartment complexes
  • And much more

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