If you drive an exotic car, finding an exotic car insurance that offers good coverage for your needs should be one of your priorities. Exotic cars can be very costly to repair even after a relatively minor accident, which is why a good exotic car insurance is an excellent way to protect your prized vehicle and enjoy peace of mind while you’re on the road. The following tips will help you make the right choice.
Figure out whether you need an exotic car warranty as well
An exotic car warranty extends your factory warranty and can cover some of the parts of your car that may wear out in time. Different providers have different policies of course, and the coverage can vary widely. Even with an extended warranty you will still have to pay money from your pocket to replace tires and other parts of your car, but the advantage of the warranty is tha
t it can save you from the high costs of major engine or transmission repairs. If you get both exotic car insurance and exotic car warranty from the same provider, you may benefit from discounted rates.
Install an anti-theft alarm, air bags, and other safety devices
If you’ve purchased your exotic car from a collector or another owner, rather than directly from a showroom, the vehicle may have been stripped bare of extras such as air bags or even alarms to maximize performance. The cost of installing these may often be lower than the long-term costs of having to pay higher premiums on your insurance. More than the financial benefits, however, you’ll increase your safety and deter theft.
Look for an insurance agency in Texas that works with multiple insurance companies
To get the best rate on your exotic car insurance, you want to choose an independent insurance agency that doesn’t work with a limited number of carriers. The more options you have, the easier it will be to get a good rate on the coverage you need. Remember that not all auto insurance firms offer exotic car insurance, which is why having multiple options to choose prevents you from being stuck with a very costly insurance plan.
At Boardwalk Insurance, we are an insurance agency in Houston that works with many different carriers in order to provide customers with plenty of options to choose from. Furthermore, we offer exotic car warranty on top of our exotic car insurance solutions, providing complete coverage for owners of cars manufactured by Ferrari, Lamborghini, Porsche, and many other exotic car brands.