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When you run a business, there are a million things to think about every day, and commercial insurance liability probably is not at the top of your list. By selecting an effective commercial auto insurance agent, you can rest assured knowing that you are getting the best advice available regarding coverage for your business. Keep reading to find out more about commercial auto and liability insurance and the types of coverage available for your large or small business.

Commercial Auto Insurance

Your commercial auto insurance agent can help you decide the best insurance coverage for your business vehicles. This type of coverage should cover your entire business fleet, including delivery trucks, snow plows, buses, and any other vehicle used for business purposes.

Similar to personal auto insurance, commercial auto policies should include bodily injury liability, property damage, collision, and comprehensive coverage. This is a great tool to protect your business against claims for medical payments, personal injury claims made against the business, or uninsured motorists that cause an accident involved a company vehicle.

Don’t rely on good luck. Instead, ensure your business has effective auto insurance to guard against financial disaster. Your commercial auto insurance agent can answer any questions you have regarding available coverage.

Commercial Insurance Liability

Commercial insurance liability protects you from bodily injury and property damage claims for incidents that occur at your business. Additional coverage options that may be suitable for some businesses include personal and advertising injury. Operations coverage pays for any bodily injury or property damage that takes place at your business. Products insurance, or completed operations insurance, covers claims for any bodily injury or property damage caused by your products.

In some cases, your business may require additional liability insurance or an umbrella policy to cover the difference between your insurance limit and the value of the insured assets.

Liability insurance is something that seems unnecessary and frivolous to some business owners. In order to avoid being over or under-protected, work with an experienced agent to determine what policies will cover your business without breaking the bank.

Contact Us

Boardwalk Insurance Group has an array of competitive insurance partners that can meet your commercial insurance needs affordably. Use our online quote system or give us a call at 713-987-3480 today. Feel free to visit us online at http://www.boardwalkinsurance.com/ or drop by our office, located at 10849 Kinghurst Street, Suite 135, Houston, Texas 77099. We look forward to meeting you!

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3 Exotic Car Insurance Tips in Texas 4.80/5 (96.00%) 5 votes

If you drive an exotic car, finding an exotic car insurance that offers good coverage for your needs should be one of your priorities. Exotic cars can be very costly to repair even after a relatively minor accident, which is why a good exotic car insurance is an excellent way to protect your prized vehicle and enjoy peace of mind while you’re on the road. The following tips will help you make the right choice.

Figure out whether you need an exotic car warranty as well

An exotic car warranty extends your factory warranty and can cover some of the parts of your car that may wear out in time. Different providers have different policies of course, and the coverage can vary widely. Even with an extended warranty you will still have to pay money from your pocket to replace tires and other parts of your car, but the advantage of the warranty is tha

t it can save you from the high costs of major engine or transmission repairs. If you get both exotic car insurance and exotic car warranty from the same provider, you may benefit from discounted rates.

Install an anti-theft alarm, air bags, and other safety devices

If you’ve purchased your exotic car from a collector or another owner, rather than directly from a showroom, the vehicle may have been stripped bare of extras such as air bags or even alarms to maximize performance. The cost of installing these may often be lower than the long-term costs of having to pay higher premiums on your insurance. More than the financial benefits, however, you’ll increase your safety and deter theft.

Look for an insurance agency in Texas that works with multiple insurance companies

To get the best rate on your exotic car insurance, you want to choose an independent insurance agency that doesn’t work with a limited number of carriers. The more options you have, the easier it will be to get a good rate on the coverage you need. Remember that not all auto insurance firms offer exotic car insurance, which is why having multiple options to choose prevents you from being stuck with a very costly insurance plan.

At Boardwalk Insurance, we are an insurance agency in Houston that works with many different carriers in order to provide customers with plenty of options to choose from. Furthermore, we offer exotic car warranty on top of our exotic car insurance solutions, providing complete coverage for owners of cars manufactured by Ferrari, Lamborghini, Porsche, and many other exotic car brands.

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What to Look For In a Garage Liability Insurance Company 5.00/5 (100.00%) 1 vote

If you’re shopping for garage liability insurance in Houston, you have plenty of options available, which can make your choice quite difficult. Finding the right garage liability insurance provider becomes a lot easier if you know what to look for in an insurance agency in Houston. Whether you’re a small local business or a large company, the following tips will help you find a reliable and transparent insurance agency that will offer you the coverage you need at a good price.

  • Look for an independent, rather than captive insurance agency. In the insurance business, captive agents represent a single insurance carrier, which translates into fewer offers and generally higher insurance costs. An independent insurance agency in Houston, on the other hand, represents different carriers, sometimes a dozen or more, and can offer you more garage liability insurance policies and ultimately better rates.
  • Choose an insurance agency in Texas that is close to where you live. If you live in Houston, choose an insurance agency from Houston, as this will make it easier for you to reach them should you ever want to claim insurance. Furthermore, a local insurance company knows the ins and outs of the local insurance market and has at least a basic understanding of your industry.
  • Prefer an insurance agency in Houston that offers not just garage liability insurance but also garage keepers insurance. These are two different kinds of policies. Garage liability insurance covers liability for your property, operations, and products, while garage keepers insurance protects vehicles owned by customers while they are kept on your property, such as when they are parked and waiting to be serviced. To be well covered, you need both types of insurance.
  • Make sure the insurance provider you choose offers other types of insurance you need as well, such as business auto insurance and commercial liability insurance. If you buy all your insurance policies from the same provider, you will usually get them at a discounted rate, not to mention that it will be easier for you later on to resolve any insurance issues you may be facing. By choosing a single insurance agency in Houston, managing your insurance policies and making claims will be less stressful.
  • Check their testimonials. Read them carefully and decide whether they are genuine or not. Make sure the full names of the customers who left them appear, as well as their location and the company for which they have contracted them.

 As an independent insurance agency in Houston, we at Boardwalk Insurance Group work with many different insurance companies ranging from AIG to Zurich, which puts us in a position to offer you the best garage liability insurance in Houston, as well as a complete package of other essential insurance solutions for businesses of all sizes, as well as for individuals. Check our Products & Services page to find out more, or Request a Call Back.

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Spring into a new home 5.00/5 (100.00%) 2 votes

Spring time is a time when the sun is high in the sky, people are seeing their lawns after the brutal winter months and when people start to redo their gardens. This is also the time that many people set out to buy beautiful new homes.

Of course, many people set out looking for a home and get Insurance agents in Texas, and realtors to help them make decisions as to which home would be the best idea and how to get their home insured. One other factor that is very important is the beauty of the home. The property has to be appealing to the eyes of the potential buyer for them to want to live there. Houston offers many locations for homes that are beautiful.

Another investment that is made in the summer, is the purchasing of exotic cars and exotic car insurance. This is another investment that is based on price but also a lot on beauty. Houston offers its residents wonderful summer weather that allows them to tend and care for both of these large investments and allows them to keep both of these in amazing condition thanks to the weather.

The sunshine of the spring months is usually the time that people do their gardening and lawn maintenance in an attempt to keep their home looking as appealing and if not more appealing than it was when they first purchased it . It is a time where the weather just encourages homeowners to go outside and spend time outside in their yards. Much of this time is used to heighten the beauty of homes.

The same is true for exotic car owners. Spring time is when you will see owners of exotic cars sitting outside in the sunshine washing their cars and detailing them to make them sparkle in the sun.

Overall, springtime is the season that promotes beauty of homes and cars. It promotes their beauty when people go to buy them in the beautiful weather, and it promotes the beauty because the owners of these investments have time and feel a need to make these investments and belongings look clean and new and refreshed like the seasons and the attitude it promotes.

One of the facts that should not be forgotten to insure the continued beauty of these objects is the fact that the owners should purchase exotic car warranties and contact insurance agencies in Houston to make sure that their belongings are protected and kept in perfect condition.

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Spring time insurance 4.67/5 (93.33%) 3 votes

There are many people who see spring time as a time of renewal and go through with spring cleaning to get their homes in the best condition possible for the reset of the year. They pay for new carpets, new paint, they even renovate and redo their patios and other parts of their house. They add large investments to their homes in an attempt to make it feel refreshed and at the same time they are realizing the value of the home with each improvement that they make.

One thing that is not thought of at this time, that should be is that all of these investments that are being put into these homes should be insured along with the home. These people put so much effort into making their homes perfect and beautiful and don’t account for accidents and ill comings to their homes. They need to find an insurance agency in houston, or an insurance agent in Texas. This agent can help them get insured for their added investments so in the case of an emergency or a disaster the home is still covered and all of the effort that was put into the home is still covered under the insurance of the home. It would be a complete shame if these homes that have been cleaned and remodeled and made to be more beautiful than ever before end up being uninsured and all of the effort that was put into making the dream homes goes to waste in the event of an accident.

Insurance is something that has to be thought of before the fact. It is pointless to think about having insured something after it is gone. The effort is useless because the action just isn’t a possibility anymore. Instead people should get their valuables insured quickly and as early as possible. Spring time is a time when people are thinking of getting more beauty added to their home but they don’t have the idea of preserving that beauty or insuring it on their minds. It is something that is often forgotten and then regretted after an accident does occur.

Rather than being sorry after the fact and losing all of their effort and time that was put into the home, people should get their homes insured right when new investments are made on it. If they are putting money in they should be expecting to get an insurance on their input. This is not something that can be taken lightly and should be allowed to continue to be forgotten.

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Best Insurance Agency and Agents for Beginners in Houston, Texas 4.50/5 (90.00%) 2 votes

Through many students’ college years they get some sort of support from either their parents, families, or the government. Their schools even help them as they decide on how to deal with their future and their expenses. After all this guidance though, many students once they leave school and college are completely clueless on their next step. Many might try to buy a home, or a new car, or invest in a business to start their careers off with investments, but many of them will have no idea how to get these large investments insured or what kind of insurance to get or what company to go to to get insurance. They no longer have someone to guide them with every step. This is just a part of life in a way. They will have to learn to do these things because they are responsibilities that everyone has to hold at one point in their lives.

To start their venture, college is a lot less guided than high school. They are taught as soon as they enter college that they now hold more responsibility. in a way that is how it is when they move up from any level of education to another. One by one their support and guidances start to disappear. With less people to guide them and tell them exactly what to do, they not have to start learning to take on these responsibilities themselves and deal with these issues themselves.

Of course, many of these students may still have someone to turn to for help and guidance even on the part of how to get insurance and what kind to get and where to get it from, but many will not. THe ones that do not need to be supported and guided through the process in a easy and simple way. They need to have their needs met for having a simple insurance agency in texas, with a reliable insurance agent in texas. These two things will guarantee that the businesses and cars and homes that these students start to invest in are insured by the right kind of insurance.

The fact that these former students will begin to buy homes and cars is not something that can be overlooked, or avoided. They must grow up and pursue their own careers and lives and therefore at one point have to take on these responsibilities. Their parents and school counselors will not always be available or the right people to advise on every decision these people make, therefore they must seek the right kind for help from the most informed people for the situation. Going to an insurance agent would be the smartest and most resourceful way for these students to get exactly what they need and learn to take care of their new responsibilities.

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Auto Insurance Provides Vehicle Protection 5.00/5 (100.00%) 1 vote

Whether used as a daily commuter, a weekend cruiser, a grocery getter, or a piece of the work fleet, your vehicles are generally a very important part of your daily life. Vehicles can also be a significant investment on the part of the owner, whether it is a personal vehicle or a business vehicle, and auto insurance is a must to protect it. More importantly, most states require auto insurance, making it the law.

Both personal auto insurance and commercial auto insurance come in many different shapes and sizes, just like the vehicles they insure. Basic auto insurance comes as simply liability insurance, shielding the owner from the costs of repairing the damage and medical costs if the insured driver is responsible. The minimum liability auto insurance limits are what states regulate as part of their minimum auto insurance requirements. In addition to liability auto insurance, collision and comprehensive auto insurance can also be taken out for your vehicle. Collision auto insurance protects vehicle owners from the costs of repairing a vehicle when it is involved in a collision. Sometimes collision auto insurance is required for an auto loan. Comprehensive auto insurance protects the vehicle owner from the cost of damage resulting from many other hazards besides a collision, including “Acts of God” hazards, including tornadoes, floods, or hail.

In addition to standard auto insurance and commercial auto insurance policies, there are several add-on policies that have special protections. Increasingly, auto insurance is neglected as money gets tight, and in the event of a collision, the party at fault does not have insurance or the financial ability to cover the repair costs. Uninsured and under insured motorist auto insurance protects the policy holder if the at-fault party cannot afford to cover repairs, whether the at-fault party is insured or not. Loss of use auto insurance reimburses the policy holder for the cost of a rental vehicle while an insured vehicle is being repaired due to covered damage.

Commercial auto insurance also has special insurance considerations. In personal auto insurance policies, for the most part, the owner is the operator. For commercial auto insurance, many different users can use the vehicle and need to be covered. In addition, the potential operators might have the option to operate many different vehicles in a corporate fleet. This kind of flexibility requires commercial auto insurance to have special provisions for this. In addition, for large fleets, commercial auto insurance can be provided through a fleet insurance package, which can be a more cost effective insurance solution than individual commercial auto insurance policies.

Auto insurance is almost universally a necessity and many insurance providers offer both personal auto insurance and commercial auto insurance options. However, shopping for auto insurance quotes and business insurance quotes for commercial auto insurance can be very time consuming. Independent insurance agencies can shop for auto insurance quotes from the insurance providers they represent, taking on much of the work that would normally be up to the customer.

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