Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

CAT | Insurance Agent

How to Be Sure You Are Getting the Best Deals from Your Insurance Agency in Texas 5.00/5 (100.00%) 1 vote

Boardwalk Independent Insurance Agency in Texas is hard at work producing the most appropriate types of coverage for the many different types of businesses in Houston and the State. From garage keepers insurance to business auto insurance, the options can become very specific. Matching the best option to your situation is key to finding the best deal from an insurance agency in Texas.

But selecting the right coverage for your business shouldn’t be a stressful task.  Small business owners can take advantage of finding their perfect match by working with an independent insurance agency in Houston.

These independent insurance agents make the task of insurance shopping easier and remove the guesswork from what can be a confusing market. This article will provide you some of the basics of working with an Independent Insurance Agency in Houston, keep these in mind and you will greatly reduce your insurance premiums.

  • Get an Industry Expert

 As mentioned, there are many policies that have been tailor made to fit every need, if you find an independent insurance agent in Texas with a keen insight into the needs of a business in your industry, they will be able to find you the most cost effective policies and insurance providers that will keep your business protected and not paying a fortune in premiums.

  • Stick to the Essentials

 It is a common error for small business owners to take out every policy they think is applicable for their “baby”. The truth is, smaller businesses are not actually at the same risk levels as larger businesses, therefore they can be suitably covered with basic business liability insurance and maybe one or two others that an independent insurance agency like Boardwalk Insurance, would gladly recommend.

  • Talk to Several Providers

 Perhaps the most common piece of advice will ultimately guarantee you the best deal. By getting as many quotes as possible, you will be able to compare the value of the policies and their prices at a glance – make sure you actually walk away with the best deal.

 Independent Insurance Providers typically work with several insurance providers and this allows them to calculate the best deals for you and your business’ needs.

 Final Notes

The task of getting the best deal for your situation can be a tedious task and the successful outcome can require plenty of your time and focus that could be better spent attending to your business. Boardwalk Insurance, a leading Independent insurance agency in Texas, can apply their experience to finding you the best option and save you the effort. Don’t trust your luck here, get expert advice.

· · · ·

Four Important Questions to Ask your Insurance Agent 5.00/5 (100.00%) 2 votes

Insurance is a necessary evil. There are many options and plans available and almost everything in your life can be covered under one of the plans. While it may not be a fun past time, it is very beneficial for you and your family when you are able to find a proper insurance agent in Houston. While shopping around, there are several questions that should be asked before you commit to anything.

Should I expand my insurance if I am adding onto my house?

Insurance plans are designed to cover your home based on its value. In the case of a remodeling, you need to know whether it is going to raise the value of your house or not. If the addition is going to raise your home’s value, then the answer to this question is yes you should get more insurance to remain fully protected. Speaking with an insurance agent in Texas will help you get a better idea of whether your remodel will require more insurance or not.

Is there a special coverage for my business from home?

If you are running a business from your home, you most definitely need to get it insured. Contact an insurance agency in Houston to find out what kind of insurance you will need for your home business. The agent will work with you to get your business the best coverage for you.

What coverage is best for a young adult fresh into the workforce?

For many young adults, getting a good renter’s insurance is enough to cover your belongings. Contact your insurance agent in Houston and talk with them about your needs. They will help you understand why things like getting the cheapest auto policy may not be a smart move. They will also explain things life insurance and more. Speaking with an agent is the best way to understand what you need and work with them to find a policy you can afford.

What can I do to save money on my insurance?

Just about every insurance company you will find is going to offer incentives for clean driving records and bundling packages. An example of this would be to get your car insurance, home insurance, and life insurance all from the same company. When you get everything through them, they will cut prices and give lower rates than when you pick and choose across multiple companies.

· · ·

Why Choose An Independent Insurance Agency In 2016 4.67/5 (93.33%) 3 votes

Whether you’re shopping for commercial liability insurance, exotic car insurance, garage liability insurance, or any other type of insurance policy in Houston, you have to choose between “captive” agencies and independent agencies. While captive agencies represent just one insurance provider, independent agencies represent several. Choosing an independent insurance agency in Houston has a number of benefits which can have a major impact on your decision.

More coverage options and price points

Because an independent insurance agency in Houston partners with several different insurance companies, they are able to compare different options in order to find for you the insurance policy that provides the best coverage at the best price. This can be especially important when it comes to more specialized policies such as exotic car insurance or garage keepers insurance, which not all insurance companies offer.

One application spares you the trouble of multiple applications

When working with different captive agencies or agents, you have to send a separate quote application to each of them. With an independent agency, on the other hand, one application is enough for you to get quotes from multiple insurance companies. This speeds up the search for the right insurance policy for your needs.

A personal adviser guides your decision

Any well-established insurance agency in Texas will offer you your own personal adviser, who can use his or her experience and insight into the insurance world to help you determine how much coverage you actually need and how much you can afford to pay on insurance every year. What’s more, a personal adviser can answer any questions you may have regarding your insurance policy, explaining for example the differences between an exotic car insurance and an exotic car warranty or between a garage liability insurance and a garage keepers insurance.

Complete coverage for all your insurance needs

Because an independent insurance agency in Houston brings together different kinds of insurance options from multiple providers, it can offer you a complete solution to all your insurance needs. If alongside your auto or home insurance you also need business auto insurance or business liability insurance, you may be able to get them all in one place, and sometimes at a discount, too. Shopping for insurance can be a time-consuming, even stressful process, but an independent insurance agency can make it less of a hassle by managing your insurance policies for you.

Last but not least, an independent insurance agency in Houston can offer you more flexibility than a captive agency, not only during the insurance buying process, but also after you sign the papers. If you want to change your insurance later on, an independent insurance agency provides you with far more options. To discover all the benefits of using an independent insurance agency, call now Boardwalk Insurance toll free at 1.866.595.4077 or by using this contact form.

· · · · · · · ·

5 Factors to Consider When Choosing An Insurance Agency in Houston 4.75/5 (95.00%) 4 votes

Like all large cities, Houston has its fair share of insurance agencies, some of them large, others tiny. Whether you represent an organization or are an individual, whether you need garage liability insurance, exotic car insurance, or commercial liability insurance, you want to make sure you consider the right factors when determining which insurance agency in Houston you put your trust on. Here are the key factors you should keep in mind.

Size – Big or Small?

Although smaller agencies have fewer customers and are, in theory at least, likely to offer you better deals and a more personal service, the fact of the matter is that small agencies often work with the same insurance providers as large ones. In other words, the size of the agency shouldn’t be the main factor on which you base your decision.

Type – Captive or Independent?

A far more important consideration than size is whether the agency you choose is captive or independent. While a captive agency works only with a single insurance provider, and is limited by the offers and the requirements of that provider, an independent agency is free to choose the insurance companies with which it collaborates. The benefits of using an independent agency boil down to a wider selection of policies, more options to choose from, as well as better rates, since you can compare providers.

Cost

Although cost isn’t always the best determining factor when comparing insurance agencies, you should of course sample a few offers from different agencies and compare them. When comparing the cost of the insurance, consider not just the cost of the deductible, but also that of the co-pay and out-of-pocket limit.

Coverage

You want to make sure that the policies your insurance agency are offering provide enough coverage. Enough is here, of course, a relative word. Instead of looking only at the sum of money paid as coverage, consider the small print, the limitations and requirements for the coverage to be paid in the eventuality of an accident, as it may differ from company to company.

Policy Availability

If you run or manage a business, you probably don’t need just one type of policy, but several. For example, if you run a car body shop or a car repair shop, you will need not only business liability insurance, but also garage liability insurance and garage keepers insurance. Being able to obtain all the policies you need through the same insurance agency isn’t only convenient, but may also help you pay less for them, and enjoy other benefits as well.

If you are looking for an established and reliable insurance agency in Houston, you may want to take a look at Boardwalk Insurance, whose commercial as well as personal lines of insurance cover the whole gamut of insurance needs that individuals and organizations in Texas have. Boardwalk Insurance is an independent agency that works with the major insurance companies in the region and provides complete coverage. Learn more about our services at www.boardwalkinsurance.com.

· · · ·

5 Things You Need to Know About Commercial Liability Insurance 5.00/5 (100.00%) 2 votes

A commercial liability insurance is an essential type of insurance for most Houston-based businesses. However, it is not always well understood, and can cause some confusion. If you consider procuring a commercial liability insurance for your business, then there are a couple of things you should know about it.

  • A commercial liability insurance helps to keep your business running by protecting it from financial loss that may result when you’re sued because of injuries or property damage caused by your services, operations, or employees. For example, if someone trips and falls in your workplace and then sues you, the insurer will cover the costs associated with dealing with the court case and whatever medical expenses there may be.
  • A general commercial liability insurance may not include coverage for personal and advertising injury or medical payments. These may have to be purchased separately, under different policies.
  • A general commercial liability insurance includes limits on bodily injury, property damage, medical payments, personal injury, and general aggregate limits. Once these are exhausted, the insurer may be freed from obligations, although you may still have to continue paying for the insurance until the end of the term. Therefore, it is crucial to ensure that the limits are reasonable and provide enough coverage.
  • The coverage provided by a commercial liability insurance can vary considerably, not only depending on the provider, but also on the type of business which seeks it and the risks to which its staff is exposed. For example, when applied to a retail business such as a large department store, this insurance may be focused on trip, slip, and fall coverage, while with a contractor offering roof repair services it’s more focused on the damages to property and other people that may result during roof replacements, repairs, and other related projects.
  • The number of years you have been in business is one of the key factors that affect the coverage and the premium. Naturally, the higher the level of experience your business has, the less risks the insurer is taking, and therefore the lower the premium.

Finally, it is essential to understand that a commercial liability insurance can only protect your business and bring you peace of mind if it is offered by a reputable and reliable insurance agency in Houston, such as Boardwalkinsurance.com, which has both the experience and the resources necessary to provide the insurance and resolve claims quickly and effectively. Boardwalkinsurance.com works closely with the most important insurance companies in the area, including AIG, Safeco, and National Lloyds Insurance to provide commercial liability insurance as well as a complete range of other insurance packages that include garage liability insurance, exotic car insurance, business auto insurance, and personal insurance. To get a quote now, you can use Boardwalkinsurance.com’s convenient and easy to use online quote forms.

· · · ·

How to Save Money On Your Exotic Car Insurance 4.50/5 (90.00%) 2 votes

Exotic cars are not only expensive to buy, but also require a costly insurance. That is only natural since exotic cars, due to their super-fast engines, are more likely to be involved in speeding, dangerous driving, and accidents. As a general rule, convertibles require a more expensive insurance than average cars – the more powerful the engine, the more costly the insurance. Whether you already own an exotic car or plan to buy one in the future, there are a couple of ways in which you can save money on your exotic car insurance.

  1. Go for a limited mileage policy. At first this may sound like a serious limitation, but consider how much you actually drive your exotic car. Chances are you don’t drive it every day.
  2. Do your best to avoid tickets and moving violations. A ticket or moving violation can raise your insurance rate with as much as 22%.
  3. Try to wipe off your record existing tickets or moving violations. A skilled attorney can pull it off, and in many cases the expenses his or her services require will be lower than the cost of paying for a higher insurance premium.
  4. Choose the highest deductible you can afford. High deductibles make insurers feel more at ease, especially when it comes to exotic car warranty and insurance, and this means lower rates. A good idea is to set up a savings fund especially for your deductible payment.
  5. Consider the car model you buy. If you want to change your exotic car or get a new one, you should know that the same insurer can offer you different insurance rates depending on your car’s model. For example, models that have been involved in many accidents over the years, especially in celebrity ones, can require higher premiums that models which are just as fast and powerful but don’t have the same infamous history.
  6. Install an anti-theft device. Surprising as this may sound, many exotic cars, and especially older models, may not have the anti-theft devices (alarms and trackers) that luxury cars have. This is because manufacturers of exotic cars strip them of all extras in order to make them as fast and as aerodynamic as possible.
  7. Make sure your VIN registration is etched into your car’s window. This can lower your coverage rates, since it makes tracking easier in case of theft.

In the end, don’t forget that it’s important to choose your exotic car insurance provider with care. Don’t settle for the first that comes your way but research the market and find the best insurance agency Houston based for your needs. A bit of research beforehand can help you save hundreds or even thousands of dollars on your car insurance premium, as well as avoid stress should you ever need to claim your insurance.

· ·

Spring into a new home 5.00/5 (100.00%) 2 votes

Spring time is a time when the sun is high in the sky, people are seeing their lawns after the brutal winter months and when people start to redo their gardens. This is also the time that many people set out to buy beautiful new homes.

Of course, many people set out looking for a home and get Insurance agents in Texas, and realtors to help them make decisions as to which home would be the best idea and how to get their home insured. One other factor that is very important is the beauty of the home. The property has to be appealing to the eyes of the potential buyer for them to want to live there. Houston offers many locations for homes that are beautiful.

Another investment that is made in the summer, is the purchasing of exotic cars and exotic car insurance. This is another investment that is based on price but also a lot on beauty. Houston offers its residents wonderful summer weather that allows them to tend and care for both of these large investments and allows them to keep both of these in amazing condition thanks to the weather.

The sunshine of the spring months is usually the time that people do their gardening and lawn maintenance in an attempt to keep their home looking as appealing and if not more appealing than it was when they first purchased it . It is a time where the weather just encourages homeowners to go outside and spend time outside in their yards. Much of this time is used to heighten the beauty of homes.

The same is true for exotic car owners. Spring time is when you will see owners of exotic cars sitting outside in the sunshine washing their cars and detailing them to make them sparkle in the sun.

Overall, springtime is the season that promotes beauty of homes and cars. It promotes their beauty when people go to buy them in the beautiful weather, and it promotes the beauty because the owners of these investments have time and feel a need to make these investments and belongings look clean and new and refreshed like the seasons and the attitude it promotes.

One of the facts that should not be forgotten to insure the continued beauty of these objects is the fact that the owners should purchase exotic car warranties and contact insurance agencies in Houston to make sure that their belongings are protected and kept in perfect condition.

· · ·

Spring time insurance 4.67/5 (93.33%) 3 votes

There are many people who see spring time as a time of renewal and go through with spring cleaning to get their homes in the best condition possible for the reset of the year. They pay for new carpets, new paint, they even renovate and redo their patios and other parts of their house. They add large investments to their homes in an attempt to make it feel refreshed and at the same time they are realizing the value of the home with each improvement that they make.

One thing that is not thought of at this time, that should be is that all of these investments that are being put into these homes should be insured along with the home. These people put so much effort into making their homes perfect and beautiful and don’t account for accidents and ill comings to their homes. They need to find an insurance agency in houston, or an insurance agent in Texas. This agent can help them get insured for their added investments so in the case of an emergency or a disaster the home is still covered and all of the effort that was put into the home is still covered under the insurance of the home. It would be a complete shame if these homes that have been cleaned and remodeled and made to be more beautiful than ever before end up being uninsured and all of the effort that was put into making the dream homes goes to waste in the event of an accident.

Insurance is something that has to be thought of before the fact. It is pointless to think about having insured something after it is gone. The effort is useless because the action just isn’t a possibility anymore. Instead people should get their valuables insured quickly and as early as possible. Spring time is a time when people are thinking of getting more beauty added to their home but they don’t have the idea of preserving that beauty or insuring it on their minds. It is something that is often forgotten and then regretted after an accident does occur.

Rather than being sorry after the fact and losing all of their effort and time that was put into the home, people should get their homes insured right when new investments are made on it. If they are putting money in they should be expecting to get an insurance on their input. This is not something that can be taken lightly and should be allowed to continue to be forgotten.

· ·

Best Insurance Agency and Agents for Beginners in Houston, Texas 4.50/5 (90.00%) 2 votes

Through many students’ college years they get some sort of support from either their parents, families, or the government. Their schools even help them as they decide on how to deal with their future and their expenses. After all this guidance though, many students once they leave school and college are completely clueless on their next step. Many might try to buy a home, or a new car, or invest in a business to start their careers off with investments, but many of them will have no idea how to get these large investments insured or what kind of insurance to get or what company to go to to get insurance. They no longer have someone to guide them with every step. This is just a part of life in a way. They will have to learn to do these things because they are responsibilities that everyone has to hold at one point in their lives.

To start their venture, college is a lot less guided than high school. They are taught as soon as they enter college that they now hold more responsibility. in a way that is how it is when they move up from any level of education to another. One by one their support and guidances start to disappear. With less people to guide them and tell them exactly what to do, they not have to start learning to take on these responsibilities themselves and deal with these issues themselves.

Of course, many of these students may still have someone to turn to for help and guidance even on the part of how to get insurance and what kind to get and where to get it from, but many will not. THe ones that do not need to be supported and guided through the process in a easy and simple way. They need to have their needs met for having a simple insurance agency in texas, with a reliable insurance agent in texas. These two things will guarantee that the businesses and cars and homes that these students start to invest in are insured by the right kind of insurance.

The fact that these former students will begin to buy homes and cars is not something that can be overlooked, or avoided. They must grow up and pursue their own careers and lives and therefore at one point have to take on these responsibilities. Their parents and school counselors will not always be available or the right people to advise on every decision these people make, therefore they must seek the right kind for help from the most informed people for the situation. Going to an insurance agent would be the smartest and most resourceful way for these students to get exactly what they need and learn to take care of their new responsibilities.

· · ·

The value of insurance agency systems 4.50/5 (90.00%) 2 votes

When people think of large investments, they think of homes and cars mainly. This is because these items or belongings are worth a lot. The fact that they are worth a lot means that these items or possessions are difficult to purchase again and again. Also, the very fact that they are worth a lot is the reason that they are usually investments. They are hoped to last for a long time because of their worth. This is especially true of cars and even more true for exotic cars.

The very fact that these cars and exotic cars are expected to last a long time, requires a sort of safety net. This would be insurance. It is required for cars and homes and other large investments to have some form of insurance, but which insurance would be the right one for an exotic car, a car that is worth more than a normal car, a car that is an even larger investment. Boardwalk insurance is a company that specifies its work with exotic cars. Other insurance agencies in houston don’t offer the same specificness. Other insurance agencies in texas may not even offer this level of confidence in their insurance policies.

Owning an item that has to be invested in can cause a lot of conflicting as to which insurance agent in texas the owner should go to for the best coverage. After all, making large investments in itself is a struggle that can cause a lot of conflicting thoughts. The Boardwalk Insurance group helps its customers by offering specialized services like its exotic car insurance to take the confliction and confusion with at least insuring the valuable items away.

When there is one less thing to worry about, the owner can move on to make decisions about other investments that may include a boat, a home, or even a business. The wonderful thing about this company is that not only do they provide specialized care for the items which they insure, but they also provide a variety of other insurance claims for other large investments that the customer might plan to own. This way everything that is a large investment, that the customer owns can be insured by the same company. This alleviates even more stress from the customer.

Overall, this company provide services that can ease the mind of the customer whether it be because of a specialized service or through the insurance of another large investment that the customer wants insured, can also be done so through the same company.

· · ·

Older posts >>

Theme Design by devolux.nh2.me