Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

CAT | Commercial Auto Insurance Policy

Our Inland Marine Products Provide “All Risk” Coverage! 4.11/5 (82.22%) 9 votes

While the term ‘inland marine insurance’ is kind of a misnomer, it is still an important insurance policy to have.  Inland marine insurance is a very adaptable and flexible type of policy that can be used in a variety of situations.  For the best protection, be sure you have inland marine insurance.

Inland marine insurance is designed to protect property in transit, especially high-value items such as tools and machinery.  Inland marine insurance is recommended for business owners, especially ones that travel for work or work with high value items.  Since it is such a flexible policy, inland marine insurance can prove invaluable for nearly any business.

Introducing an Inland Marine product that provides “All Risk” coverage.

Reasons for Inland Marine Select Coverage:

  • Damage by fire caused by mechanical breakdown
  • Arson of your equipment
  • Snow or ice damage
  • Vandalism or malicious mischief
  • Theft of items from your vehicle’s trunk or place of business
  • Lightning striking your equipment

Product Features:

  • Broad appetite for various classes of equipment including; medical, musical, DJ, photography, catering and sport equipment
  • Competitive rates based on type of equipment
  • Additional acquired equipment is automatically covered for up to 30 days (up to $10,000 per item)
  • Equipment leased, loaned or rented from others can be covered
  • Available on both a blanket and scheduled basis
  • Transit coverage is automatically included
  • Additional premium credits available

Limits of Insurance:

  • $500,000 limit of insurance*
  • Limit per individual piece of equipment varies by type
  • $2,500 maximum limit per item for blanketed equipment *$500,000 in Texas coastal areas which is $250,000 excluding wind and hail

Additional Advantages:

  • Low standard $500 deductible
  • Affordable $500 minimum premium
  • Contact within 24 hours of claim by an adjuster
  • Quick Quote turnaround

 

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Youth Sports Organizations and Little League Teams Should Carry an Insurance Policy 4.25/5 (85.00%) 4 votes

As much fun as they are to watch, sports can be dangerous activities.  There is always the potential for bodily injury in nearly every sport.  Insurance is also needed for the facilities they use and even for fundraisers hosted by the youth sports team.

This all-in-one insurance for youth sports package product provides protection for a variety of sports.  Property and liability coverage is offered in this insurance for youth sports package with a wide range of limits, ensuring that a small incident does not force the youth sports group to disband.

This All-In-One Non Profit Package product provides Youth Sports Organizations, with participants 18 years of age and younger, the opportunity to purchase General Liability, Property, and Directors & Officers (D&O)/ Employment Practices Liability (EPL) coverage all on one policy!

Target Accounts – The highest quote and bind ratio

  • New and existing organizations
  • Sports include but are not limited to Soccer, Football, T-ball, Baseball, Softball, Basketball, Volleyball, Tennis, Golf
  • Organizations that require parents or legal guardians to sign waivers of liability/release forms for all activities
  • Organization that perform background checks on all employees and volunteers
  • Organizations that have Accident & Health coverage in-force
  • No more than 1 loss or claim in the past 3 years

Product Advantages:

  • Coverage is available for athletic participants
  • Abuse and Molestation limits up to $1,000,000 occurrence/$1,000,000 aggregate available
  • Assault and Battery sub-limit of $50,000 available at no additional charge
  • Hired and Non-Owned Auto Liability coverage available in most states
  • Fundraisers and certain special events included at no additional cost
  • Landlord listed as an Additional Insured for no additional charge
  • No liability deductible
  • Separate limits of liability for Directors & Officers (D&O) and Employment Practices Liability (EPL) claims
  • Lifetime Occurrence Reporting Provision for former Directors and Officers
  • Unlimited defense costs outside the limits for D&O and EPL coverage
  • Full Prior Acts Coverage for D&O and EPL coverage
  • Optional fiduciary liability for D&O coverage
  • Property available on Special Form and Replacement Cost
  • Inland Marine coverage available for sports equipment
  • Crime coverage available

Available Limits:

  • Liability limits up to $1,000,000 occurrence/$3,000,000 aggregate
  • Abuse & Molestation limits up to $1,000,000 occurrence/$1,000,000 aggregate
  • Assault & Battery sub-limit of $50,000 at no additional charge
  • Property values up to $500,000 for D&O and EPL (Note: EPL is an optional coverage, which can be purchased in addition to D&O, but not on a monoline basis and may not exceed the D&O Limit.)
  • $5,000,000 additional capacity available for Umbrella Coverage

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Commercial Insurance with Same Day Quoting 4.40/5 (88.00%) 5 votes

Commercial insurance is crucial for any business.  The protection it affords can save a business from financial ruin due to any number of potential hazards.  Commercial insurance policies include both property and liability coverage.

Commercial insurance can be written to protect a variety of properties and situations.  Having protection through commercial insurance is important since it takes the financial obligation off of the business in the event of property damage, destruction, or a liability issue.  Commerical insurance offers a wide range of coverage for a wide range of premiums.

MULTI-LINE PRODUCT

•             1-4 Family Dwelling

•             Apartments

•             Artisans (12 classes)

•             Beauty/Nail Salon

•             Clothing Store

•             Consessionaires

•             Convenience Stores/Delicatessens/Grocery

•             Child Care – Commercial

•             Child Care – Residential

•             Electronic Store

•             Fitness Centers

•             Janitorial Services

•             Land Leased to Others

•             Laundromats

•             Lessor’s Risk Only

•             Liquor Stores

•             Main Street Mercantile

•             Mobile Home Parks

•             Office Product

•             Residential Condominium Unit Owners

•             Restaurants

•             Specialty Training Schools

•             Truckers

•             Vacant Building

•             Vacant Land

NON-PROFIT PRODUCTS

•             Community Associations

•             Condo Mini

•             Storefront Churches

SPECIAL EVENT PRODUCTS

•             Wedding Plus

•             The Long Shot – Hole in One

UMBRELLA/EXCESS PRODUCTS

Hello to Alabama Residents and Business Owners. Your Insurance Agent Has Arrived! 4.00/5 (80.00%) 3 votes

To all residents and business owners in the great state of Alabama, Boardwalk Insurance Group is proud to announce that we are now licensed in your state in order to serve you with better insurance products and services.  Our agency is licensed in over 25 states and we’ve been helping people all across the country not only save money on their insurance needs, but we’ve also provided them with better coverages to adequately protect them from financial loss.

We’ve seen a growing interest from your state in the recent months so management made the decision to take the leap to get licensed in Alabama for both personal lines and commercial property and casualty insurance products.

So if you are looking for auto insurance, home insurance, rental property insurance, commercial general liability insurance, commercial property insurance or virtually any other kind of insurance product for business owners, we are you go-to insurance agency.

We specialize in many products through our large network of insurance companies and brokers.  If your rates have recently increased or you are having a tough time getting the coverages your business requires, contact us and let us show you the Boardwalk difference.  Our agents and customer service representatives are friendly and knowledgeable and we use state-of-the-art technology to shop for your coverage quote and manage you as a client.

So, thanks in advance to the great residents of Alabama.  We hope to become a leading provider of insurance in your state in the coming months and years.

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Cargo Insurance Coverage for Travel Trailers 4.33/5 (86.67%) 3 votes

A short message about cargo insurance coverage from your friends at Boardwalk Insurance Group:

With the recent devastating storms, many of our clients in various parts of the country have asked if we can provide cargo insurance coverage while they are hauling travel trailers that will be used as temporary housing in their affected areas.

Our carriers currently provide up to $100,000 in cargo insurance coverage for travel trailers, whether it is attached to a covered vehicle or hauled on a flatbed trailer attached to a covered vehicle. So if you have a policy with us, you don’t need to request exceptions for FEMA trailers.

Just so you know, insurance coverage for your travel trailer begins when it is being loaded, continues while the unit is in transport, and discontinues after it has been unhooked from the pulling unit.

The only thing to note is that mobile homes are not automatically covered and therefore require an exception.

 

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Insurance for Fleet Vehicles 4.00/5 (80.00%) 3 votes

Does your business own a fleet of vehicles?  If so, you should know that you can save a significant amount of money by purchasing a commercial auto insurance policy specifically designed for fleets.  Big discounts are available if your vehicles are lumped together on a policy.

Boardwalk Insurance Group can help you find the right coverage for your business.  Here are some features:

  • 10 or more vehicles required
  • All business types considered
  • It doesn’t matter what your radius of operation is
  • Shock loss ok
  • Nationwide travel ok

Preferred Business Types:
•    Cement Mixers
•    Hot-Shot Trucking
•    Municipalities (Police & Fire Vehicles Included)
•    Logging Contractors
•    Limousines
•    Charter Bus / Van
•    Employee Transportation
•    Emergency & Non-Emergency Medical Transport (Lifts OK)
•    Specialty Autos (Custom Built, High Value, Unique Permanent Mounted Equipment)

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