Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

CAT | Insurnace for Pest Control Operators

Commercial Insurance for Small Businesses 5.00/5 (100.00%) 3 votes

Small businesses are important parts of any economy.  They have the flexibility and the service to meet changing demands and the ability to go the extra mile like big box stores do not.  Specialized commercial insurance for small businesses has the same flexibility and adaptability that small businesses give to their own customers.

Commercial insurance for small businesses gives small businesses the protection they need without many of the features needed only by small businesses.  Commercial insurance for small businesses is a big business insurance policy in a small package.

Businesses Covered:

  • BOP & Small Business
  • Commercial Auto
  • General Liability
  • Umrella / Excess Liability
  • Builders Risk
  • Property & Inland Marine
  • Work Comp
  • Farm & Ag
  • Bonds
  • And Many More

If you do not see your type of business listed, call to see if commercial insurance for small businesses can be written for your business.

 

Commercial insurance for small businesses provides important protection for important businesses at a more affordable price.  To find the best commercial insurance for small businesses, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best commercial insurance for small businesses available.

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Commercial Insurance with Same Day Quoting 4.40/5 (88.00%) 5 votes

Commercial insurance is crucial for any business.  The protection it affords can save a business from financial ruin due to any number of potential hazards.  Commercial insurance policies include both property and liability coverage.

Commercial insurance can be written to protect a variety of properties and situations.  Having protection through commercial insurance is important since it takes the financial obligation off of the business in the event of property damage, destruction, or a liability issue.  Commerical insurance offers a wide range of coverage for a wide range of premiums.

MULTI-LINE PRODUCT

•             1-4 Family Dwelling

•             Apartments

•             Artisans (12 classes)

•             Beauty/Nail Salon

•             Clothing Store

•             Consessionaires

•             Convenience Stores/Delicatessens/Grocery

•             Child Care – Commercial

•             Child Care – Residential

•             Electronic Store

•             Fitness Centers

•             Janitorial Services

•             Land Leased to Others

•             Laundromats

•             Lessor’s Risk Only

•             Liquor Stores

•             Main Street Mercantile

•             Mobile Home Parks

•             Office Product

•             Residential Condominium Unit Owners

•             Restaurants

•             Specialty Training Schools

•             Truckers

•             Vacant Building

•             Vacant Land

NON-PROFIT PRODUCTS

•             Community Associations

•             Condo Mini

•             Storefront Churches

SPECIAL EVENT PRODUCTS

•             Wedding Plus

•             The Long Shot – Hole in One

UMBRELLA/EXCESS PRODUCTS

Cheap Insurance for Small Businesses 4.00/5 (80.00%) 1 vote

Small businesses make up a very large part of the economy, however even the most successful small businesses will choose not to expand for many different reasons.  Small businesses have a unique charm and character that disappears as they become larger and larger.

One of the identifying features of a small business is just that: its size.  So why should a small business pay for business liability insurance and business property insurance like the big guys do?  Small business insurance caters to businesses that do not need or cannot afford insurance that the big businesses hold.  Included in most small business insurance policies are both liability and property coverage tailored for small businesses and not watered down versions of big business insurance policies.

This product is specifically designed to accommodate the coverage and pricing needs of a wide variety of mercantile risks.

 

PRODUCT FEATURES:

Coverage available as:

  • Businessowners Form (If eligible)
  • Package
  • Monoline Liability
  • Monoline Property

Broad Eligibility Requirements

  • Over 75 Classes selected for preferred treatment
  • Up to $3,000,000 in annual sales
  • New ventures eligible

 

Low Minimum Premiums

 

LIABILITY FEATURES:

  • Limits available up to: $1,000,000 occurrence/$2,000,000 aggregate
  • Expanded definition of Bodily Injury to include Sickness or Disease caused by Mental Anguish or Emotional Stress
  • No Liability Deductible
  • Pollution Exclusion has Hostile Fire Exception
  • Hired and Non-Owned Auto Liability Coverage available
  • Commercial Excess General Liability, Umbrella available up to $5,000,000

 

PROPERTY FEATURES:

  • Broad Property Coverage using ISO’s April ’02 coverage form
  • Equipment Breakdown – Includes free boiler inspections if required in your jurisdiction
  • Value Plus Endorsement available providing 15 coverage extensions and enhancements
  • Special Cause of Loss and Replacement Cost available

 

Up to $3,000,000 in Property limits, $500,000 in all Coastal areas

 

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Hello to Alabama Residents and Business Owners. Your Insurance Agent Has Arrived! 4.00/5 (80.00%) 3 votes

To all residents and business owners in the great state of Alabama, Boardwalk Insurance Group is proud to announce that we are now licensed in your state in order to serve you with better insurance products and services.  Our agency is licensed in over 25 states and we’ve been helping people all across the country not only save money on their insurance needs, but we’ve also provided them with better coverages to adequately protect them from financial loss.

We’ve seen a growing interest from your state in the recent months so management made the decision to take the leap to get licensed in Alabama for both personal lines and commercial property and casualty insurance products.

So if you are looking for auto insurance, home insurance, rental property insurance, commercial general liability insurance, commercial property insurance or virtually any other kind of insurance product for business owners, we are you go-to insurance agency.

We specialize in many products through our large network of insurance companies and brokers.  If your rates have recently increased or you are having a tough time getting the coverages your business requires, contact us and let us show you the Boardwalk difference.  Our agents and customer service representatives are friendly and knowledgeable and we use state-of-the-art technology to shop for your coverage quote and manage you as a client.

So, thanks in advance to the great residents of Alabama.  We hope to become a leading provider of insurance in your state in the coming months and years.

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Insurance for Herbicide and Pesticide Operations, Wildlife Removal Services, Termite Control and Inspection Services 3.50/5 (70.00%) 4 votes

Do you engage in herbicide and/or pesticide services?  What about wildlife removal?  Or is termite control and inspection your cup of tea?  If your answer is “yes” to any of these questions, here is some interesting news about the insurance programs that are available to you and your business.
Boardwalk Insurance Group’s brokers have in-house binding authority for both property and liability insurance coverage for you and your business. This program is intended for herbicide/pesticide operations, wildlife removal services (for smaller wildlife such as raccoons, birds, rodents, bats, etc.), and termite control and inspection services.

Liability features included (at no additional charge):
•    $1,000,000 occurrence/$2,000,000 Aggregate Limits available for Primary
•    $100,000 Property in the Care, Custody and Control of Pesticide/Herbicide Contractors.
•    $10,000 In-Transit Pollution Coverage
•    $10,000 Lost Key Coverage

Liability Additional Coverage Option
•    Professional Liability for Wood Destroying Organism Inspection Service

Property Additional Coverage Options
•    $25,000 Equipment Breakdown
•    Property Damage Coinsurance – at 80%, 90%, or 100%
•    Replacement Cost Coverage – Building
•    Replacement Cost Coverage – Tenants’ Improvements and Betterments
•    Replacement Cost Coverage – Business Personal Property (BPP) and Personal Property of Others (PPO)
•    Building Glass – Tenants’ Policy
•    Business Income Coverage
•    Tenants’ Improvements and Betterments
•    Limited Property Extensions Endorsement

Other Coverages

1.    Accounts Receivable – $25,000
2.    Arson Award -$5,000
3.    Electronic Data Processing Equipment – Off Premises – $5,000
4.    Electronic Data Processing Equipment – On Premises – $10,000
5.    Employee Theft – $5,000
6.    Fine Arts – $5,000
7.    Fire Department Service Charge – $5,000
8.    Fire Protection Device Recharge – $1,000
9.    Money and Securities – $5,000
10.    Personal Effects and Property of Others – $7,500
11.    Property in Transit – $10,000
12.    Sewer, Drain, or Sump Backup or Overflow – $5,000
13.    Spoilage or Contamination – $5,000
14.    Valuable Papers and Records other than Electronic Data – $25,000

To find out more information or to obtain a pest control insurance quote, please contact us.

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