Electronic stores and retailers generally carry many expensive electronics and other costly merchandise. To protect your electronic store or retail business, good insurance is a must.
Insurance for electronic stores and retailers can protect many types of merchandise from many different perils. With all the new expensive electronics entering the market daily, it is important to have adequate insurance in case the unexpected happens.
OUR PRODUCT IS DESIGNED FOR THE FOLLOWING TYPES OF STORES:
- · Appliance
- · Camera
- · Computer
- · Phone
- · Radio
- · Stereo
- · Television
- · Video Game
OPTIONAL COVERAGES INCLUDE:
- · Loss of Income – 12 month Actual Loss Sustained Basis with a maximum limit
- · Our Value Plus Endorsement
- · Equipment Breakdown
- · Non-Owned & Hired Auto coverage (no delivery service)
- · Money & Securities coverage
- · Signs coverage
- · Glass coverage
An Electronic Store Owner Needs the Right Coverage:
- · General Liability that includes coverage for mental anguish or emotional distress
- · No Coinsurance clause on the property coverage
- · Loss of income on an Actual Loss Sustained basis
- · Peak Season coverage for Business Personal Property
Coverage Features:
- · Business Policy Form
- · General Liability that expands the definition of Bodily injury to include mental anguish or emotional distress with no deductible
- · Non owned and Hired Car coverage
- · Loss of Income on Actual Loss Sustained basis up to the stated limit
- · No Coinsurance Clause; No Classification Limitation or Designated Premises Endorsement
- · Personal Property of Others up to the Contents limit
- · $5,000 Transit coverage
- · Replacement Cost available
- · Special Cause of Loss including theft available
- · Value Plus Endorsement is available on account eligible for Special form offering 13 valuable coverage enhancements; including water backup, Money & Securities, Employee Dishonesty, Valuable Papers, Signs, Account Receivable and More
- · Employee Dishonesty