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Liquor Liability Insurance
No comments · Posted by nkaufman in Commercial Auto Insurance Policy, Commercial General Liability Insurance, Commercial Property Insurance, General Insurance, News, Products and Services, Special Event Liability Insurance
Liquor and alcohol comes in many shapes and sizes. The effects it can have on people can be equally as varied. For businesses that sell liquor and alcohol, liquor liability insurance is just as important as having a license to sell liquor.
Liquor liability insurance protects businesses that sell liquor from liability claims against them as a result of the actions of inebriated patrons. If a drunk person leaves the bar, liquor liability insurance protects the business that provided the liquor from any damages the drunk person may cause. Since damage caused by people under the influence, including the possibility of death, can be very significant, businesses that serve alcohol could be required to cover very expensive damages if they do not hold liquor liability insurance.
Monoline & Package Liquor Program
Targeted Classes Include:
- Alcohol Manufacturers
- Banquet Halls
- Bowling Alleys
- Comedy Clubs
- Concession Stands
- Convenience Stores/Mini Marts
- Country Clubs/Golf Courses with Club Houses/Restaurants
- Grocery Stores
- Karaoke/Hostess Bars
- Package Liquor Stores
- Private/Social/Fraternal Clubs
- Special Events
- Wholesale Distributors
Coverages Available (Monoline or Package):
- Liquor Liability
- Umbrella/Excess Liability
- Hired and Non-Owned Auto
- Minimum Premium: $500
- Startups Can Be Considered
- Assault & Battery Coverage Can Be Included with Optional “Silent” A&B
Liquor liability insurance can financially save a business that distributes liquor and other alcohol if alcohol sold at that establishment was determined to play a role in any damages. To find the best liquor liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best liquor liability insurance available. With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you. Contact them today for an insurance quote.
Boardwalk Insurance Group
Toll Free: 877-595-4077
Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.
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