Boardwalk Insurance Group

Restaurant Insurance with Liquor Liability Coverage – From Sports Bars to Fine Dining

Restaurant Insurance with Liquor Liability Coverage – From Sports Bars to Fine Dining 4.40/5 (88.00%) 5 votes

At fine dining restaurants, frequently quality liquor will flow freely as a complement to the dinner.  Fine wines and perfectly aged liquors can make any evening out go even more smoothly.  Restaurants that serve liquor, however face greater scrutiny to ensure that they are only serving to the correct people.

Liquor liability insurance is important to protect businesses from the costs that can be associated with the restaurant when liquor is found to be at fault for an accident.  For restaurants that cater to a clientele that expects a higher quality product, a higher amount of coverage is generally needed.  Liquor liability insurance for fine dining restaurants gives an important line of protection in the event liquor is deemed to cause an accident.

This product is specifically designed to accommodate the coverage and pricing needs for fine dining and white table cloth restaurants. Our Fine Dining eligibility requirements include:

Coverage Features:

Depending on the Laws in a State, Fine Dining Establishments can be held liable for actions of intoxicated or underage persons who are served alcohol.

Liquor Liability Product Features:

Appetizer

The Basic Product features Expense costs inside the limits of liability and an exclusion for Assault or Battery coverage

Main Entrée

Special of the Day

New Competitive Minimum Premiums starting at $500

The Top Shelf Product provides coverage for Expense costs outside the limits of liability, Assault or Battery coverage (included or optional), and includes the Liquor License Holder automatically included as an additional insured

Liquor liability insurance is absolutely necessary since an accident attributed to liquor can be very costly for both the person who causes it and the party that supplied the liquor.