Seasonal businesses come and go. Many spring up shortly before a holiday guaranteed to generate big business and shut down right after. There is no need for them to pay for an entire year of insurance for sometimes only a handful of days of work per year.
Seasonal lot insurance and seasonal business insurance are policies for special, short term businesses. Some of the most prevalent are the many fireworks stands that pop up the week before New Year’s Day and Independence Day. Seasonal lot insurance and seasonal business insurance have much of the same coverage and protections as other business insurance policies, however they have features that are designed to accommodate the pricing and coverage needs of these seasonal operations.
Seasonal lot owners are now facing strict requirements by local municipalities, property managers and landlords to show proof of liability insurance for their operations. A number of general liability loss exposures result from seasonal lot operations that lot owners must be made aware of. Boardwalk Insurance Group offers our agents the capability of getting a monoline general liability coverage quote quickly on our website at www.boardwalkinsurance.com or over the phone. This is the perfect solution for seasonal lot owners who are looking for coverage to protect their businesses, while also satisfying requirements to show proof of liability insurance.
Our product offers several advantages that help make our quotes an easy sale. These advantages include:
• Primary General Liability limits up to $2,000,000/$3,000,000
• Blanket Additional Insured included automatically which means there is no charge to add an Additional insured when it is required by a written contract
• A competitive package quote by providing property coverage in an Inland Marine from which includes theft for no additional premium
• Competitive and easy to use pricing (flat charge per stand)
• No liability deductible
• Hired and non-owned auto liability coverage available
With insured’s facing frequent loss exposures from damage to and theft of their products, a package policy offering general liability and inland marine coverage provides the solution to the numerous insurance needs of a seasonal lot owner.
The need for liability insurance is imperative for any business, even seasonal ones. That is what makes these seasonal lot insurance and seasonal business insurance policies very attractive to all parties relating to a seasonal business.