Liquor and alcohol comes in many shapes and sizes.  The effects it can have on people can be equally as varied.  For businesses that sell liquor and alcohol, liquor liability insurance is just as important as having a license to sell liquor.

Liquor liability insurance protects businesses that sell liquor from liability claims against them as a result of the actions of inebriated patrons.  If a drunk person leaves the bar, liquor liability insurance protects the business that provided the liquor from any damages the drunk person may cause.  Since damage caused by people under the influence, including the possibility of death, can be very significant, businesses that serve alcohol could be required to cover very expensive damages if they do not hold liquor liability insurance.

Monoline & Package Liquor Program

Targeted Classes Include:

• Alcohol Manufacturers
• B&B’s
• Banquet Halls
• Bars/Taverns
• Bowling Alleys
• Casinos
• Caterers
• Comedy Clubs
• Concession Stands
• Convenience Stores/Mini Marts
• Country Clubs/Golf Courses with Club Houses/Restaurants
• Grocery Stores
• Hotel/Motels/Inns
• Karaoke/Hostess Bars
• Lodges
• Nightclubs
• Package Liquor Stores
• Private/Social/Fraternal Clubs
• Restaurants
• Special Events
• Wineries
• Wholesale Distributors

Coverages Available (Monoline or Package):

• Casualty
• Liquor Liability
• Property
• Umbrella/Excess Liability
• Hired and Non-Owned Auto

Features:

• Minimum Premium: $500
• Startups Can Be Considered
• Assault & Battery Coverage Can Be Included with Optional “Silent” A&B

Liquor liability insurance can financially save a business that distributes liquor and other alcohol if alcohol sold at that establishment was determined to play a role in any damages.  To find the best liquor liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best liquor liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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Garage liability insurance protects auto repair facilities, their employees, and customers while the shop is open for business.  However, for vehicles that stay overnight, there is a different type of insurance that is needed.  Garage keepers insurance protects vehicles that must stay overnight at auto shops.

In addition to garage keepers insurance, dealers open lot insurance protects vehicles on the lot at car dealerships from many different perils.  Both garage keepers insurance and dealers open lot insurance are very important insurance policies to hold, since the value of the vehicles can easily run into the hundreds of thousands of dollars, if not more.

This garage keepers insurance and dealers open lot insurance can provide crucial coverage

• Limits up to $5,000,000 in house
• Many classes available:

-          Auto Repair

-          Dealers

-          Self or Valet Parking

-          Condo Associations

If you do not see your business class on this list, contact Boardwalk Insurance Group to see if your profession can be covered.

Garage keepers insurance and dealers open lot insurance provides important protection from the cost of repairing vehicles damaged on a covered property.  To find the best garage keepers insurance or dealers open lot insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best garage keepers insurance and dealers open lot insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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Auto shops are great at repairing and maintaining vehicles, whether there is structural damage or a simple oil change is needed.  Sometimes the work done can be dangerous, especially when employees and customers are not careful.  Garage liability insurance protects auto shops from potential liabilities that employees and customers may claim against them.

Our garage liability insurance can help you place coverage for dealers involved in selling and services of autos, service operations engaged in repairing, towing, servicing, salvaging, and valet parking of autos.  Garage liability insurance is very important for auto shops, or any business that has an auto shop, including some department stores, gas stations, and auto dealerships.

We can provide coverage for:

• Garage Liability
• Medical Payments
• Fire Legal Liability
• Personal Injury Protection
• Uninsured Motorist Coverage
• Dealers Physical Damage
• Auto Physical Damage for scheduled service units
• Garage Keepers Legal Liability
• Packages are also available!

Unique classes of business we can consider include:

• Antique/Classic Auto dealers
• Auctions
• Bus sales and Service
• Car Wash-Full Service
• Mobile Mechanics
• Motorcycle Service
• Oil and Lube Shops
• Salvage Yards
• Truck Tractor Sales and Service
• Valet Parking Services

If you do not see your business class on this list, contact Boardwalk Insurance Group to see if your profession can be covered.

Garage liability insurance is protect auto shops from many different liability claims that could be brought against them, whether they are from employees or customers.  To find the best garage liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best garage liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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Being a part of the information and technology industry can be very rewarding.  It gives people the chance to work with constantly changing, cutting edge technology as soon as it becomes available.  As technology gets more and more complex, simple mistakes can unfortunately have profound effects.

Professional liability insurance gives IT consultants valuable protection from any damage claims of poor advice may cause.  When IT consultants are working on websites or software, a simple keystroke out of place in a line of code can throw the entire program off.  Professional liability insurance can protect the IT consultant from any loss claims by their client stemming from this faulty programming.  Professional liability insurance can also be called errors and omissions insurance, named since errors and omissions are common sources of claimed damages.

Business Types Covered:

• Website Design
• Software Development
• Database Administration
• Web Hosting
• Software/ Hardware Sales
• Graphic Design
• Telecommunications

Our MicroTek Pak Product Targets:

• IT Consultants with up to $500,000 in revenue
• Up to 3 Professionals

Minimum premiums start as low as $995.

Our SuperTek Pak Product Targets:

• IT Consultants with up to $15,000,000 in annual sales

Policy Highlights:

• Defense Outside the limits of liability
• Broad Form endorsement includes coverage for:
• Personal Injury
• Failure to Prevent Unauthorized Access
• Malicious Code
• Intellectual Property

Professional liability insurance protects individuals and businesses from simple, but potentially powerful, mistakes they make.  To find the best professional liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best professional liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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Small businesses are important parts of any economy.  They have the flexibility and the service to meet changing demands and the ability to go the extra mile like big box stores do not.  Specialized commercial insurance for small businesses has the same flexibility and adaptability that small businesses give to their own customers.

Commercial insurance for small businesses gives small businesses the protection they need without many of the features needed only by small businesses.  Commercial insurance for small businesses is a big business insurance policy in a small package.

Businesses Covered:

• BOP & Small Business
• Commercial Auto
• General Liability
• Umrella / Excess Liability
• Builders Risk
• Property & Inland Marine
• Work Comp
• Farm & Ag
• Bonds
• And Many More

If you do not see your type of business listed, call to see if commercial insurance for small businesses can be written for your business.

Commercial insurance for small businesses provides important protection for important businesses at a more affordable price.  To find the best commercial insurance for small businesses, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best commercial insurance for small businesses available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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While the term ‘inland marine insurance’ is kind of a misnomer, it is still an important insurance policy to have.  Inland marine insurance is a very adaptable and flexible type of policy that can be used in a variety of situations.  For the best protection, be sure you have inland marine insurance.

Inland marine insurance is designed to protect property in transit, especially high-value items such as tools and machinery.  Inland marine insurance is recommended for business owners, especially ones that travel for work or work with high value items.  Since it is such a flexible policy, inland marine insurance can prove invaluable for nearly any business.

Introducing an Inland Marine product that provides “All Risk” coverage.

Reasons for Inland Marine Select Coverage:

• Damage by fire caused by mechanical breakdown
• Arson of your equipment
• Snow or ice damage
• Vandalism or malicious mischief
• Theft of items from your vehicle’s trunk or place of business
• Lightning striking your equipment

Product Features:

• Broad appetite for various classes of equipment including; medical, musical, DJ, photography, catering and sport equipment
• Competitive rates based on type of equipment
• Additional acquired equipment is automatically covered for up to 30 days (up to $10,000 per item)
• Equipment leased, loaned or rented from others can be covered
• Available on both a blanket and scheduled basis
• Transit coverage is automatically included
• Additional premium credits available

Limits of Insurance:

• $500,000 limit of insurance*
• Limit per individual piece of equipment varies by type
• $2,500 maximum limit per item for blanketed equipment *$500,000 in Texas coastal areas which is $250,000 excluding wind and hail

Additional Advantages:

• Low standard $500 deductible
• Affordable $500 minimum premium
• Contact within 24 hours of claim by an adjuster
• Quick Quote turnaround

Inland marine insurance provides protection from damages to expensive tools and machinery or any property in transit.  This kind of coverage makes inland marine insurance an essential part of any business plan.  To find the best inland marine insurance clubs, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best inland marine insurance clubs available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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To all residents and business owners in the great state of Alabama, Boardwalk Insurance Group is proud to announce that we are now licensed in your state in order to serve you with better insurance products and services.  Our agency is licensed in over 25 states and we’ve been helping people all across the country not only save money on their insurance needs, but we’ve also provided them with better coverages to adequately protect them from financial loss.

We’ve seen a growing interest from your state in the recent months so management made the decision to take the leap to get licensed in Alabama for both personal lines and commercial property and casualty insurance products.

So if you are looking for auto insurance, home insurance, rental property insurance, commercial general liability insurance, commercial property insurance or virtually any other kind of insurance product for business owners, we are you go-to insurance agency.

We specialize in many products through our large network of insurance companies and brokers.  If your rates have recently increased or you are having a tough time getting the coverages your business requires, contact us and let us show you the Boardwalk difference.  Our agents and customer service representatives are friendly and knowledgeable and we use state-of-the-art technology to shop for your coverage quote and manage you as a client.

So, thanks in advance to the great residents of Alabama.  We hope to become a leading provider of insurance in your state in the coming months and years.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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All lawyers, attorneys and law firms, no matter how big or small, are required to maintain professional liability insurance coverage.  The cost of this coverage varies on factors such as:

• Number of attorneys on staff
• Types of cases taken
• Annual revenues
• Security measures taken
• Technologies used
• Methods of advertising and obtaining new clients
• and much more.

Boardwalk Insurance Group is an independent insurance agency specializing in E&O/Professional Liability insurance coverage for lawyers, attorneys, law firms, real estate agents, insurance agents, mortgage brokers, engineers, software developers and more.  Through our network, we are able to get lawyers fantastic coverages with excellent rates.  Our Lawyer Professional Program includes coverage for the following:

• Prior Acts Coverage
• Predecessor Firm Coverage
• Consent to Settle
• Disciplinary Proceedings Reimbursement
• Coverage for Independant Contractors & Of Counsel Included

We use only “A” rated admitted and non-admitted carriers and have produced significant savings for our clients.  If you are a lawyer, attorney or manage a law firm, contact us and let us show you the Boardwalk difference!

Boardwalk Insurance Group, LLC

http://www.boardwalkinsurance.com

1-866-595-4077

Licensed in the following states: Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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Among some of our specialties is marine liability and general marine insurance.  From shipbuilders to diving companies to your personal watercraft (jet skis, hovercraft, yachts, houseboats, speedboats and more), Boardwalk Insurance Group can cover you with reputable insurance companies and fantastic rates.

Our goal is to adequately protect the most valuable assets in your life, home or business.  We do this in a professional and courteous manner and welcome you to experience the Boardwalk difference.

If you require insurance for anything related to water, give us a call and let us provide you with a free, non-obligatory quote.  No matter how large or small the policy may be, we are here for you.

Boardwalk Insurance Group: 1-866-595-4077

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