After a bad storm, new roofing might be needed to keep the water and wildlife out of your attic, and house.  Roofing can be a dangerous job where a slip could lead to injury or property damage.  Many roofing companies also use contractors to complete jobs.

Insurance for contractors provides an important layer of protection for both the roofing company and the labor.  Installing a new roof on a property can run into a variety of delays and face  many hazards, making insurance for contractors a must.

Boardwalk Insurance Group has in-house binding authority for commercial and residential roofing contractors.  We can write insurance for contractors that range in size from small businesses with less than $1 million annual sales volume, to larger commercial contractors.  Most Roofers perform both residential and commercial roofing work of which can be included in the insurance for contractors.

General Liability

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $1,000,000 Products Aggregate
• $1,000,000 Fire Damage Legal Liability
• $5,000 Medical Expense

Special Extensions

• Blanket Additional Insured
• Per Job Aggregate
• Blanket Waiver of Rights
• Primary and Non Contributory Wording

Submission Requirements

• ACORD Applications
• Supplemental Roofing or Contractors Application
• Loss Runs – 3-5 years currently valued and details of losses over $10,000

Credits Available for:

• In business 3+ years
• Loss Free for 3+ years

Insurance for contractors provides protection for contractors in a very dangerous roofing business.  To find the best insurance for contractors, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best insurance for contractors available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · general liability · georgia · illinois · insurance for contractors · insurance for roofing contractors · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

To all residents and business owners in the great state of Alabama, Boardwalk Insurance Group is proud to announce that we are now licensed in your state in order to serve you with better insurance products and services.  Our agency is licensed in over 25 states and we’ve been helping people all across the country not only save money on their insurance needs, but we’ve also provided them with better coverages to adequately protect them from financial loss.

We’ve seen a growing interest from your state in the recent months so management made the decision to take the leap to get licensed in Alabama for both personal lines and commercial property and casualty insurance products.

So if you are looking for auto insurance, home insurance, rental property insurance, commercial general liability insurance, commercial property insurance or virtually any other kind of insurance product for business owners, we are you go-to insurance agency.

We specialize in many products through our large network of insurance companies and brokers.  If your rates have recently increased or you are having a tough time getting the coverages your business requires, contact us and let us show you the Boardwalk difference.  Our agents and customer service representatives are friendly and knowledgeable and we use state-of-the-art technology to shop for your coverage quote and manage you as a client.

So, thanks in advance to the great residents of Alabama.  We hope to become a leading provider of insurance in your state in the coming months and years.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

agent · alabama · auto · boardwalk insurance group · business · business owners · commercial · customer · garage · general liability · home · homeowners · hotel · insurance · motel insurance · property · quote · rental · shop · shuttle · van

Do you own or operate a concession stand?  Or are you a vendor for concessionaires?  If your answer is yes to either of the questions above, it’s important you carry insurance to protect you and your business from financial losses resulting from claims.

Boardwalk Insurance Group is a versatile independent insurance agency who can help get you the coverage you need at a price you can afford.

Our specialty program options for concession stands and vendors are highlighted below.

Coverage Available As:
•    Stand alone commercial general liability insurance coverage
•    Package – including general liability insurance with property insurance and/or inland marine insurance

Broad Eligibility Including:
•    Indoor vendors, outdoor vendors, seasonal lots and tents, flea market vendors, fair vendors, show vendors and swap meet vendors
•    Hot dog vendors, news stands, mall kiosks, Christmas tree lots and more 
•    Operating locations can include: Airports, bus terminals, museums, office buildings, rest stops, shopping malls, train stations, athletic fields, beaches, business parks, parking lots, public parks, public streets/sidewalks, school campuses and many more
•    Business can operate from a primary location or varying locations
•    Small to large operations (can have up to 40 individual locations or stands)
•    Competitive pricing
•    Cheap insurance premiums
•    Coverage can be extended to include office or warehouse locations

Liability Features:
•    Easy Pricing Structure (flat charge per stand or show)
•    Blanket additional insured coverage
•    Products/completed operations coverage provided for most eligible risks
•    Primary commercial general liability insurance limits available up to $2,000,000 occurrence/$3,000,000 aggregate
•    No liability deductible
•    Policy is non-auditable
•    Hired and non-owned auto liability insurance coverage available

Inland Marine Features:
•    Included in package with commercial general liability insurance
•    Coverage up to $35,000 per item or scheduled items
•    Coverage for other miscellaneous items
•    Theft coverage included

Additional Advantages:
•    Property coverage available for office and warehouse locations
•    Available for Web Quoting
•    Quick quote and binder turnaround

For your free, no-obligation insurance quote for your business, contact Boardwalk Insurance Group.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

agent · arizona · arkansas · boardwalk insurance · bottle · business · california · colorado · commercial · concession stand · concessionaires · connecticut · county fair · district of columbia · drink · event · flea market · florida · general liability · georgia · illinois · insurance · kansas · liability · liquor · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · office · oklahoma · show · snack · south carolina · swap meet · texas · utah · vendor · virginia · warehouse · washington · wisconsin

If you own land, you may think that there is no need to carry insurance.  Whether your land is being used or not, it’s important that you know that claims can still arise.  There is vacant land insurance available to you.  However, in this article, we will discuss insurance for land you own, but lease to others.  It’s imperative that you also carry insurance.  Here’s why:

•    To protect your insurable interest as a landowner
•    In case a passerby trips and falls on a raised piece of sidewalk in front of  premises
•    No liability deductible
•    Defense costs provided outside the limit of liability
•    Hostile fire exception to pollution exclusion
•    Expanded definition of bodily injury to include sickness or disease caused by mental anguish or emotional distress
•    Credits Available:
1.    Applicant requires all commercial tenants to name the applicant as an additional insured
2.    Lease requires tenant(s) to maintain and/or repair the premises, including keeping the premises free of snow and ice, adjacent to any building e.g. sidewalks, driveway and parking lots

Product Features:
•    Limits available up to $1,000,000 per occurrence/$2,000,000 aggregate and up to $5,000,000 in excess
•    Low minimum premiums (starting at $400)
•    Credits available for:
1.    Applicant being named as an additional insured to tenant(s) general liability policy
2.    Applicant’s lease requires tenant(s) to maintain and/or repair the premises

Coverage Available:
•    Up to 1,000 acres per location
•    Lakes and ponds up to 25 acres in size
•    Land being used for:
1.    Equipment storage or vehicle parking
2.    Auto sales lots
3.    Building on the premises (Only land is leased-building owned by lessee)
4.    Animal grazing
5.    Crop farming
6.    Athletic fields
7.    Hunting

If you own land that you are leasing to others, it’s important that you carry insurance to protect you, your family and your business from potential claims.  Boardwalk Insurance Group, through our various brokers and carriers, can help.  Contact us for a free quote by phone or by filling out one of our forms on our website.  A friendly and knowledgeable representative will assist you.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance policies and is licensed in the following states: Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

arizona · arkansas · california · colorado · commercial · connecticut · district of columbia · florida · general liability · georgia · illinois · insurance · kansas · land · leased · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · north carolina · oklahoma · others · property · purchased · residential · south carolina · texas · utah · vacant · virginia · washington · wisconsin

If you own or operate a laundromat, you need the right insurance coverage with the right insurance company.

There are many potential losses that can arise within your location so it’s important you have, at minimum, coverage for the following:
•    Personal Property of Others Coverage for damage to customer’s clothing
•    Equipment Breakdown Coverage for damage to your washing machines and dryers
•    Employment Practices Liability Coverage for suits alleging discrimination, wrongful termination or sexual harassment
•    General Liability Coverage for ancillary exposures such as arcade games, vending machines or food sales
•    Loss of Income Coverage when operations are impaired or halted
•    Non-owned Automobile Coverage when an employee uses their personal auto in your business

Boardwalk Insurance Group, through it’s various brokers and insurance companies can provide laundromat owners with an insurance policy with the following features:
•    No General Liability Deductible
•    Accounts Receivable – $25,000
•    Arson Reward – $5,000
•    Electronic Data – $25,000
•    Employee Dishonesty – $5,000
•    Fine Arts – $25, 000
•    Fire Department Service Charge – $2,500
•    Fire Extinguishing Equipment Recharge – $5,000
•    Money and Securities – $5,000
•    Outdoor Property – $10,000
•    Personal Property of Others up to Contents Limit
•    Property in Transit – $10,000
•    Property Off-Premises – $15,000
•    Signs – $10,000
•    Valuable Papers & Records – $25,000
•    Water Back Up at Sewer, Drain or Sump – $5,000

Does your current laundromat insurance policy have all of the above?  Are you paying a fair premium?  If your answer is “no” to any of these questions, take out a few minutes to contact Boardwalk Insurance Group.  Their trained professionals will help you get the right coverage for your laundromat with an annual insurance premium that won’t break your bank.

Boardwalk Insurance Group

1-866-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance policies and is licensed in the following states: Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · kansas · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · boardwalk insurnace · general liability · insurance for laundromats · laundromat insurance

Do you own or manage a pest control company or pest control service?  Are you a pest control operator?  If so, your business requires you to carry commercial insurance in order to prevent a financial disaster should something happen while you and your crew are out doing their jobs.  Insurance for your pest control business is not something available to purchase online and is not something offered by all insurance agents nor by all insurance companies.  In fact, to get proper coverages at rates you can live with, you need to go to someone who understands the ins and outs of your business.
This is where Boardwalk Insurance Group comes in.  Our professional agents understand your needs and work with carriers, on your behalf, who insure pest control operators and pest control companies on a regular basis.

Rare and unexpected mishaps do happen from time to time and can lead to big bucks in expenses to remedy the loss incurred by your clients.  Sometimes, these can lead to lawsuits which can strip your entire business away.  No one wants this to happen and it can be prevented if you carry adequate insurance coverage to protect you.  While you and your team are out trying to make a living, accidental damage to your client’s properties may occur and replacement of their home or contents may be warranted.  For a few hundred dollars a year, why not avoid this headache by carrying insurance coverage for pest control operators or insurance coverage for pest control companies.  There are even endorsements available which provide coverage specifically for bed bug treatments!

Visit us online at www.boardwalkinsurance.com or call Boardwalk Insurance Group toll free at 1-866-595-4077 and let one of our friendly and knowledgeable agents assist you in getting the right insurance coverage for you and your business.

bed bug treatment · boardwalk insurance · general liability · general liability for pest control business · insurance · insurance agency · pest control companies · pest control operators