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TAG | inland marine insurance in houston

Our Inland Marine Products Provide “All Risk” Coverage! 4.11/5 (82.22%) 9 votes

While the term ‘inland marine insurance’ is kind of a misnomer, it is still an important insurance policy to have.  Inland marine insurance is a very adaptable and flexible type of policy that can be used in a variety of situations.  For the best protection, be sure you have inland marine insurance.

Inland marine insurance is designed to protect property in transit, especially high-value items such as tools and machinery.  Inland marine insurance is recommended for business owners, especially ones that travel for work or work with high value items.  Since it is such a flexible policy, inland marine insurance can prove invaluable for nearly any business.

Introducing an Inland Marine product that provides “All Risk” coverage.

Reasons for Inland Marine Select Coverage:

  • Damage by fire caused by mechanical breakdown
  • Arson of your equipment
  • Snow or ice damage
  • Vandalism or malicious mischief
  • Theft of items from your vehicle’s trunk or place of business
  • Lightning striking your equipment

Product Features:

  • Broad appetite for various classes of equipment including; medical, musical, DJ, photography, catering and sport equipment
  • Competitive rates based on type of equipment
  • Additional acquired equipment is automatically covered for up to 30 days (up to $10,000 per item)
  • Equipment leased, loaned or rented from others can be covered
  • Available on both a blanket and scheduled basis
  • Transit coverage is automatically included
  • Additional premium credits available

Limits of Insurance:

  • $500,000 limit of insurance*
  • Limit per individual piece of equipment varies by type
  • $2,500 maximum limit per item for blanketed equipment *$500,000 in Texas coastal areas which is $250,000 excluding wind and hail

Additional Advantages:

  • Low standard $500 deductible
  • Affordable $500 minimum premium
  • Contact within 24 hours of claim by an adjuster
  • Quick Quote turnaround

 

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Inland Marine Insurance Products – What You Should Know About Them 4.00/5 (80.00%) 3 votes

What is inland marine insurance coverage?

We are asked this question often.  Inland marine insurance is usually a “line” of coverage added on to a policy or sometimes purchased as a stand-alone policy.  Generally speaking, it covers goods in transit or projects under construction.  Although it’s generally a type of property insurance, some classes within inland marine only provide liability coverage.  It is derived from marine insurance, which covers items, whether in transit or not, while on water.  Once it gets to land, that coverage ends and inland marine picks up from there.

Typically, the following types of businesses require some form of inland marine insurance coverage:
Ambulance Equipment
Amusement Rides
ATM Machines
Band Uniforms
Catering Equipment
Mobile Concession Stands
DJ Equipment
Exhibition Property
Go Karts
Golf Carts
Janitorial Equipment
Laundry Equipment
Medical Equipment
Mortician’s Equipment
Musical Instruments
Photography Equipment
Pool Cleaning Equipment
Radio or TV Studio Equipment
Recording Studio Equipment
Rock Climbing Wall
Scientific Instruments
Sports Equipment
Theater Property
Vending – Candy/Snacks
Vending – Stamps
Vending – Videos
Videographer Equipment

As you can see above, all of these businesses are moving on a regular basis.

If you are in need of a quote on a class of inland marine insurance, contact Boardwalk Insurance Group, an independent insurance agency specializing in all types of commercial insurance products for consumers in 25 states.

Inland Marine Product Highlights:
•    Discounts if in business with no losses for a minimum of three years
•    Discounts if items are brought back to owners place of business each day
•    Discounts if the business has a central station alarm
•    Discounts if all items are fives years or newer in terms of age
•    $500,000 limit of insurance
•    Limit per individual piece of equipment varies by type
•    $2,500 maximum limit on blanketed equipment

 

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