Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

TAG | insurance for contractors

Insurance for Roofing Contractors 4.83/5 (96.67%) 6 votes

After a bad storm, new roofing might be needed to keep the water and wildlife out of your attic, and house.  Roofing can be a dangerous job where a slip could lead to injury or property damage.  Many roofing companies also use contractors to complete jobs.

Insurance for contractors provides an important layer of protection for both the roofing company and the labor.  Installing a new roof on a property can run into a variety of delays and face  many hazards, making insurance for contractors a must.

Boardwalk Insurance Group has in-house binding authority for commercial and residential roofing contractors.  We can write insurance for contractors that range in size from small businesses with less than $1 million annual sales volume, to larger commercial contractors.  Most Roofers perform both residential and commercial roofing work of which can be included in the insurance for contractors.

General Liability

  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $1,000,000 Products Aggregate
  • $1,000,000 Fire Damage Legal Liability
  • $5,000 Medical Expense

Special Extensions

  • Blanket Additional Insured
  • Per Job Aggregate
  • Blanket Waiver of Rights
  • Primary and Non Contributory Wording

Submission Requirements

  • ACORD Applications
  • Supplemental Roofing or Contractors Application
  • Loss Runs – 3-5 years currently valued and details of losses over $10,000

Credits Available for:

  • In business 3+ years
  • Loss Free for 3+ years

 

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Insurance for Various General and Sub Contractors 4.33/5 (86.67%) 6 votes

Contractors and sub-contractors can make up large parts of personnel on projects.  Typically, companies working on large projects use contractors and sub-contractors to make up for the fact that they cannot do all of the work themselves.

Contractors need to have protection because the work they do is labor intensive and mistakes can have disastrous results.  This insurance for contractors covers a wide variety of contractor classes and has very good liability coverage, ensuring the contractors are protected from the costs of a loss or liability.

We have an in-housing binding authority for most Contractor Classes of business including but not limited to the following:

  • Masonry
  • Roofing – Commercial & Residential
  • Grading of Land
  • Plumbing – Commercial & Residential
  • Excavation
  • Plastering – Stucco
  • Painting
  • Drywall
  • Carpentry
  • General Contractors – Commercial & Residential
  • Concrete Construction
  • Swimming Pool – Below Ground
  • Debris Removal
  • MANY OTHER CLASSES

General Liability

  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $2,000,000 Products Aggregate
  • $100,000 Fire Damage Legal Liability
  • $5,000 Medical Expense
  • $2,500 Minimum Property Damage Deductible, Per Occurrence

Special Extensions

  • Blanket Additional Insured
  • Per Job Aggregate
  • Blanket Waiver of Rights
  • No Classification Limitation Endorsement
  • Primary & Non-Contributory Wording
  • Additional credits available for in business 3 years with no losses

Submission Requirements

  • ACORD Applications
  • Supplemental Contractors Application
  • Loss Runs – 3 to 5 years currently valued and details of losses over $10,000 (to bind)

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