Whether you are a general contractor, a sub contractor or something in between, you need to maintain a proper commercial insurance policy at all times.  The cost of your insurance coverage is dependent on several factors, but most importantly, your projected annual gross receipts.  In terms of insurance, this makes sense because the more money your business makes, the higher the chances of a loss.

At Boardwalk Insurance Group, we offer commercial general liability insurance for all types of contractors.  We also have specialty programs for contractors who are in the following types of businesses:

•    General Contractors
•    Plumbing
•    Roofing
•    Air Conditioning / Heating
•    Artisan Contractors
•    Carpentry
•    Electrical Wiring
•    Masonry
•    Door Installation
•    Painting / Paperhanging
•    Concrete / Cement Driveways & Curbs
•    Parking Lot Striping
•    Carpet / Tile / Marble Installation
•    Debris Removal
•    Drywall
•    Excavation
•    Grading of Land
•    Insulation Work
•    Plastering & Stucco
•    Siding Installation
•    Street Paving
•    Telephone Line Construction

Specialty programs designed for specific types of contractors allow you to save money while providing you with better coverages and more bells and whistles included within your policy.

When you work with a commercial insurance broker like Boardwalk Insurance Group, you can count on getting the best deal for all your insurance needs because we work with a network of insurance companies.  This allows us to shop on your behalf and provide you with several options, not just one "take it or leave it" quote.

If you are a contractor looking for better insurance coverage and less money out of your pocket, contact us today for your free quote.  Our trained professionals are standing by to assist you.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

agencies · agency · alabama · arizona · arkansas · broker · brokers · california · carpenter · carpet · cheap · colorado · commercial general liability insurance · companies · company · concrete · connecticut · construction · contractor · contractors · debris removal · district of columbia · drywall · electrician · excavation · florida · general · georgia · illinois · independent · installation · insulation · insurance · kansas · land · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · painter · parking lot · paving · plastering · plumber · quote · remodeling · roofer · siding · small · south carolina · street · stucco · sub · telephone line · texas · tile · utah · virginia · Washington & Wisconsin

Boardwalk Insurance Group, through it’s various carriers and brokers, has some summer specials for the following types of businesses or insurance types:

Building Renovation Insurance and Builder’s Risk Coverage
•    No restriction of length of vacancy
•    3, 6, 9 or 12 month terms available
•    Term extensions by simple endorsement
•    Replacement Cost & Special Perils available for buildings less than 25 years old

Child Care or Daycare Insurance
•    Wide variety of centers including residential homes, Montessori school, drop in centers, and many more …
•    Professional Liability included for no additional charge
•    Medical Payments coverage (including children enrolled in their care) is included
•    One of the broadest Molestation & Abuse forms in the industry
•    Defense Cost Reimbursement is available for accused insured once they have been acquitted or charges have been dropped

Commercial Umbrella and Excess Insurance
•    Over 700 quotable classes of business
•    Can quote over B++ or better rated carriers
•    Many quotes have an unsolicited Umbrella or Excess quote attached
•    Minimum Premiums as low as $400 for Excess and $500 for Umbrella

Concessionaire and Vendors Insurance
•    Variety of quotable classes including Hot Dog Vendors, News Stands, Mall Kiosks, Christmas Tree Lots, Flea Market/Fair Show vendors
•    New Ventures
•    Premium as low as $275
•    Inland Marine coverage for Stands and Miscellaneous items

Special Event Liability Insurance
•    Event types include: Beer Garden/Tents, Competitions or Shows, Concerts, Fundraisers, and Sporting Events
•    Up to 10,000 attendees
•    Set-up and take-down coverage available
•    Rain date coverage available

Insurance for Training Schools
•    Over 30 quotable Classes
•    Professional Liability automatically included on most classes
•    Molestation and Abuse available for many classes
•    Up to $3,000,000 in annual receipts
•    3, 6 , 9 or 12 month terms and short term extensions available

Truckers General Liability Insurance
•    New Ventures are eligible
•    Ability to offer Blanket Additional Insured
•    Up to 20 units
•    Rated on number of Power Units
•    Non-auditable policy

Vacant Building Insurance Coverage
•    No restriction on length of vacancy
•    3, 6, 9, or 12 month terms and short term extensions available
•    Replacement Cost & Special Perils available for building less than 25 years old

Insurance on Vacant Land
•    Up to 1,000 acres per location
•    Urban, suburban, or rural exposures
•    Lakes and ponds on property are eligible
•    Fencing of property not a requirement
•    Land waiting to be developed in the future is eligible
•    3, 6, 9, or 12 month terms and short term extension available

Liability Insurance for the Office
•    New Ventures
•    Available on Business Owners coverage form
•    Up to 25,000 square feet
•    Automatically included $25,000 for Electronic Date Coverage
•    Professional Liability sublimit of $25,000 automatically included on most classes

We have the products and know how to help our clients with all of their insurance needs.  Boardwalk Insurance Group represents several "A" rated and higher insurance companies and caters to businesses in over 25 states in the US.

If you are a business owner or manager, contact us for advice, education or to get a free quote. It’s unbelievable how much money we’ve saved our clients over the years.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

builders risk · building · building renovation · child care · commercial · concession stand · concessionaire · day care · daycare · excess · insurance · land · liability · office · property · school · special event · special event insurance · specialty · training · truck · truckers · umbrella · vacant · vendor

If you own land, you may think that there is no need to carry insurance.  Whether your land is being used or not, it’s important that you know that claims can still arise.  There is vacant land insurance available to you.  However, in this article, we will discuss insurance for land you own, but lease to others.  It’s imperative that you also carry insurance.  Here’s why:

•    To protect your insurable interest as a landowner
•    In case a passerby trips and falls on a raised piece of sidewalk in front of  premises
•    No liability deductible
•    Defense costs provided outside the limit of liability
•    Hostile fire exception to pollution exclusion
•    Expanded definition of bodily injury to include sickness or disease caused by mental anguish or emotional distress
•    Credits Available:
1.    Applicant requires all commercial tenants to name the applicant as an additional insured
2.    Lease requires tenant(s) to maintain and/or repair the premises, including keeping the premises free of snow and ice, adjacent to any building e.g. sidewalks, driveway and parking lots

Product Features:
•    Limits available up to $1,000,000 per occurrence/$2,000,000 aggregate and up to $5,000,000 in excess
•    Low minimum premiums (starting at $400)
•    Credits available for:
1.    Applicant being named as an additional insured to tenant(s) general liability policy
2.    Applicant’s lease requires tenant(s) to maintain and/or repair the premises

Coverage Available:
•    Up to 1,000 acres per location
•    Lakes and ponds up to 25 acres in size
•    Land being used for:
1.    Equipment storage or vehicle parking
2.    Auto sales lots
3.    Building on the premises (Only land is leased-building owned by lessee)
4.    Animal grazing
5.    Crop farming
6.    Athletic fields
7.    Hunting

If you own land that you are leasing to others, it’s important that you carry insurance to protect you, your family and your business from potential claims.  Boardwalk Insurance Group, through our various brokers and carriers, can help.  Contact us for a free quote by phone or by filling out one of our forms on our website.  A friendly and knowledgeable representative will assist you.

Boardwalk Insurance Group
www.BoardwalkInsurance.com
Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance policies and is licensed in the following states: Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

arizona · arkansas · california · colorado · commercial · connecticut · district of columbia · florida · general liability · georgia · illinois · insurance · kansas · land · leased · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · north carolina · oklahoma · others · property · purchased · residential · south carolina · texas · utah · vacant · virginia · washington · wisconsin