Auto shops are great at repairing and maintaining vehicles, whether there is structural damage or a simple oil change is needed.  Sometimes the work done can be dangerous, especially when employees and customers are not careful.  Garage liability insurance protects auto shops from potential liabilities that employees and customers may claim against them.

Our garage liability insurance can help you place coverage for dealers involved in selling and services of autos, service operations engaged in repairing, towing, servicing, salvaging, and valet parking of autos.  Garage liability insurance is very important for auto shops, or any business that has an auto shop, including some department stores, gas stations, and auto dealerships.

We can provide coverage for:

• Garage Liability
• Medical Payments
• Fire Legal Liability
• Personal Injury Protection
• Uninsured Motorist Coverage
• Dealers Physical Damage
• Auto Physical Damage for scheduled service units
• Garage Keepers Legal Liability
• Packages are also available!

Unique classes of business we can consider include:

• Antique/Classic Auto dealers
• Auctions
• Bus sales and Service
• Car Wash-Full Service
• Mobile Mechanics
• Motorcycle Service
• Oil and Lube Shops
• Salvage Yards
• Truck Tractor Sales and Service
• Valet Parking Services

If you do not see your business class on this list, contact Boardwalk Insurance Group to see if your profession can be covered.

Garage liability insurance is protect auto shops from many different liability claims that could be brought against them, whether they are from employees or customers.  To find the best garage liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best garage liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · boardwalk insurance group · california · colorado · connecticut · district of columbia · florida · garage keepers insurance · garage liability insurance · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

Professional liability insurance protects professionals where a small error in their work could have disastrous financial results for their client.  Professionals who give out advice or handle paperwork are the most prominent holders of professional liability insurance, however many professions can use professional liability insurance to protect themselves from the cost of error related damages.

Professional liability insurance is important for many professionals, since it protects them from the financial damages related to an error in their work.  Professional liability insurance can cover a wide variety of professions where precision can be very important, and lack of precision can be very costly.

Here is a small selection of risks considered:

• Architects/Engineers
• Advertising Agencies
• Animal Grooming Services
• Auctioneers
• Billing Services
• Car Title / Tag Services
• Caterers
• Claims Adjusters
• Collection Agencies
• Consultants
• Credit Investigations
• Direct Mail Services
• Employment Agencies
• Event Planners
• Expert Witness
• Funeral Directors
• Hotel Managers
• Management Consultants
• Marketing Consultants
• Real Estate Agents
• Tax Preparers
• Temp Services
• Trainers
• Travel Agents
• Administrative / Office Services
• Alarm Monitoring
• Answering Services
• Bookkeepers
• Career Counseling / Researchers
• Claim Administration
• Composers / Lyricists
• Court Reporters
• Data Processors
• Ergonomic Consultants
• Forensic Analysts
• Graphic Designers
• Home Inspectors
• HR Consultants
• IT Consultants
• Media/Publishing
• Marketing Firms
• Medical Billers / Coders
• Mortgage Field Services
• Photo Services
• Property Managers
• Telemarketing Services
• Third Party Administrators
• Translators

If you do not see what you need on this list, contact Boardwalk Insurance Group to see if your profession can be covered.

Professional liability insurance is important since small errors in their work can lead to costly financial losses.  To find the best professional liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best professional liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · professional liability insurance · south carolina · texas · utah · virginia · washington · wisconsin

Going to a salon can involve more than just a simple haircut.  The many ways a salon can beautify the body is a growing list requiring new ways of training and more supplies.  This also increases the risk for the salon because there is more that can go wrong.  Tattoo shops and body piercing shops also need insurance to protect them from damages that can result from complications of their work.

Commercial liability insurance for tattoo shops, body piercing professionals, and beauty salons protects individual employees as well as the establishments from the costs associated with a poor job.  While professionals in those industries  hold those jobs based on qualifications, sometimes mishaps do occur.

Tattoo & Body Piercing Insurance

• Body Piercers, Tattoo Artists and Shops
• Body Piercing minors:
  Limited option to include: ears, nose, navel
  Plus option to include: ears, nose, navel, eyebrows, tongue
• Apprenticeship programs
• Guest artists & piercers
• Landlords
• $1,000,000 / $3,000,000 Limit Available
• Property Coverage (available in most states) can include
  contents, business income, flash, glass and sign.

Coverage for business property available

Beauty Salon Insurance

• Facials & Peels
• Microdermabrasion
• Electrolysis Insurance
• LED / Microcurrent
• Body Wrap Insurance

• Massage Insurance
• Eyelash Enhancements
• Foot Detoxification
• Pilates Insurance
• Eyebrow Enhancements
• Airbrush Tanning
• Tanning Salons
• Hair & Nail Salons
• Hydro Massage
• Wax Removal
• Sauna & Spas
• Yoga Insurance

Coverage options include general & professional liability

Commercial liability insurance is absolutely necessary since a botched product relating to appearance can have many repercussions for the business and employees.  To find the best commercial liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best  commercial liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · beauty salons · body piercing professionals · california · colorado · commercial liability insurance · connecticut · district of columbia · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · tattoo shops · texas · utah · virginia · washington · wisconsin

At fine dining restaurants, frequently quality liquor will flow freely as a complement to the dinner.  Fine wines and perfectly aged liquors can make any evening out go even more smoothly.  Restaurants that serve liquor, however face greater scrutiny to ensure that they are only serving to the correct people.

Liquor liability insurance is important to protect businesses from the costs that can be associated with the restaurant when liquor is found to be at fault for an accident.  For restaurants that cater to a clientele that expects a higher quality product, a higher amount of coverage is generally needed.  Liquor liability insurance for fine dining restaurants gives an important line of protection in the event liquor is deemed to cause an accident.

This product is specifically designed to accommodate the coverage and pricing needs for fine dining and white table cloth restaurants. Our Fine Dining eligibility requirements include:

• Average entree price must be greater than $20
• Average bottle of wine must be greater than $30
• Number of bottles on the wine list must exceed 10
• Incidental Entertainment is acceptable

Coverage Features:

• Expense costs outside policy limits
• Assault or Battery coverage available on most risks
• Automatic coverage for Liquor License holder as additional insured
• Employees included as insureds at no additional premium
• No deductible
• Credits available for responsible establishments with a formal third-party server awareness-training program
• Landlord & Grantor of Franchise may be named as an additional insured for a nominal additional premium
• Terrorism coverage included for no additional premium

Depending on the Laws in a State, Fine Dining Establishments can be held liable for actions of intoxicated or underage persons who are served alcohol.

• Fine Dining Establishments can be put out of business without proper Liquor Liability coverage in place
• The negligent service to a knowingly intoxicated patron can produce substantial verdicts or settlements
• Even if an establishment is not found liable, it may cost hundreds of thousands of dollars to defend a claim
• Underage drinkers make up a significant portion of alcohol-related traffic crashes

Liquor Liability Product Features:

• Our Fine Dining Product offers our Preferred Restaurant Rates, regardless of the percentage of alcohol to food receipts
• Limits available up to $1,000,000 occurrence/$2,000,000 aggregate
• No Deductible
• Employees automatically covered as an insured on the policy
• Expanded definition of bodily injury
• 15% credit per year on liquor liability insurance when your servers are trained. Visit www.liquortraining.com, for more information

Appetizer

The Basic Product features Expense costs inside the limits of liability and an exclusion for Assault or Battery coverage

Main Entrée

Special of the Day

New Competitive Minimum Premiums starting at $500

The Top Shelf Product provides coverage for Expense costs outside the limits of liability, Assault or Battery coverage (included or optional), and includes the Liquor License Holder automatically included as an additional insured

Liquor liability insurance is absolutely necessary since an accident attributed to liquor can be very costly for both the person who causes it and the party that supplied the liquor.  To find the best liquor liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best liquor liability insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · insurance for restaurants · kansas · liability insurance · liquor liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

Construction is a demanding industry.  There are deadlines to meet, quality to ensure, and safety to observe.  Specialty construction jobs can be even more sensitive to the demands of the industry, where the average construction company and their reputation will not suffice.

Construction insurance combines many different insurance coverages into a unique policy for construction companies.  Construction insurance also extends to contractors hired by the construction company to help complete the project in a timely manner.  These construction insurance policies cover a very wide variety of specialty construction companies and offer much flexibility when creating a construction insurance policy.

Owners & Contractors Protective Liability Coverage:

• Minimum Premium of $2,500
• Deductibles from $0 to $5,000
• Limits up to $3MM/$6MM
• Appetite for Residential, Commercial, Industrial, and Governmental projects
• 100% Earned Premium on RPL Coverage

Railroad Protective Liability Coverage:

• Minimum Premium of $1,500
• No deductible
• Limits up to $2MM/$6MM
• 100% Earned Premium on RPL Coverage

Optional GL Coverages Available:

• Employee Benefits
• Hired and Non-Owned Auto
• Limited Electronic Data
• Limited Pollution

Sample of Construction Operation that can be considered: 

• Alarm Installation, Service and Repair (With Limited Professional Available)
• Boiler, Inspection, Installation Cleaning or Repair
• Bridge or Elevated Highway Construction
• Carpentry
• Cell Phone Tower Erection, Service and Repair
• Concrete Construction
• Conduit Construction for Cables or Wires
• Demolition Contractors
• Driveway, Parking Area or Sidewalk – Paving or Repaving
• Drywall or Wallboard Installation
• Electrical Apparatus Installation, Service and Repair
• Electrical Work Within Buildings
• Excavation and Grading of Land
• Fire Suppression Systems Installation, Service and Repair (With Limited Professional Available)
• General Contractors – Commercial and Industrial
• Heating or Combined Heating and Air Conditioning Systems or Equipment
• Logging and Lumbering
• Machinery or Equipment – Installation Servicing or Repair
• Masonry
• Metal and Steel Erection
• Plumbing
• Roofing
• Sewer Mains or Connections Construction
• Solar and Wind Energy Construction
• Street or Road Construction or Reconstruction
• Welding or Cutting

Construction insurance provides a necessary level of protection to construction companies and the employees that work for them.  To find the best construction insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best construction insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · commercial liability coverage · connecticut · construction insurance · district of columbia · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · protective liability coverage · south carolina · texas · utah · virginia · washington · wisconsin

As much fun as they are to watch, sports can be dangerous activities.  There is always the potential for bodily injury in nearly every sport.  Insurance is also needed for the facilities they use and even for fundraisers hosted by the youth sports team.

This all-in-one insurance for youth sports package product provides protection for a variety of sports.  Property and liability coverage is offered in this insurance for youth sports package with a wide range of limits, ensuring that a small incident does not force the youth sports group to disband.

This All-In-One Non Profit Package product provides Youth Sports Organizations, with participants 18 years of age and younger, the opportunity to purchase General Liability, Property, and Directors & Officers (D&O)/ Employment Practices Liability (EPL) coverage all on one policy!

Target Accounts – The highest quote and bind ratio

• New and existing organizations
• Sports include but are not limited to Soccer, Football, T-ball, Baseball, Softball, Basketball, Volleyball, Tennis, Golf
• Organizations that require parents or legal guardians to sign waivers of liability/release forms for all activities
• Organization that perform background checks on all employees and volunteers
• Organizations that have Accident & Health coverage in-force
• No more than 1 loss or claim in the past 3 years

Product Advantages:

• Coverage is available for athletic participants
• Abuse and Molestation limits up to $1,000,000 occurrence/$1,000,000 aggregate available
• Assault and Battery sub-limit of $50,000 available at no additional charge
• Hired and Non-Owned Auto Liability coverage available in most states
• Fundraisers and certain special events included at no additional cost
• Landlord listed as an Additional Insured for no additional charge
• No liability deductible
• Separate limits of liability for Directors & Officers (D&O) and Employment Practices Liability (EPL) claims
• Lifetime Occurrence Reporting Provision for former Directors and Officers
• Unlimited defense costs outside the limits for D&O and EPL coverage
• Full Prior Acts Coverage for D&O and EPL coverage
• Optional fiduciary liability for D&O coverage
• Property available on Special Form and Replacement Cost
• Inland Marine coverage available for sports equipment
• Crime coverage available

Available Limits:

• Liability limits up to $1,000,000 occurrence/$3,000,000 aggregate
• Abuse & Molestation limits up to $1,000,000 occurrence/$1,000,000 aggregate
• Assault & Battery sub-limit of $50,000 at no additional charge
• Property values up to $500,000 for D&O and EPL (Note: EPL is an optional coverage, which can be purchased in addition to D&O, but not on a monoline basis and may not exceed the D&O Limit.)
• $5,000,000 additional capacity available for Umbrella Coverage

Insurance for youth sports provides essential protection to youth sports clubs so that a small incident does not lead to the club’s demise.  To find the best insurance for youth sports clubs, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best insurance for youth sports clubs available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · d&o insurance · district of columbia · epl insurance · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · non profit · north carolina · oklahoma · property insurance · south carolina · texas · umbrella insurance · utah · virginia · washington · wisconsin · youth sports

Weddings should be a time of joy and celebration.  If you host weddings and other special events, do not let the prospect of liability claims or property damage dampen the event.  Insurance for special events protects you and your property from the costs of liability claims and property damage, ensuring you can afford to continue hosting events.

Special event insurance can be valuable for many facilities that host private events and special occasions.  Special event insurance can cover a wide variety of claims, protecting from property damage, general liability, and liquor liability.  Do not let your facility get caught off guard with no protection in place.

COVERAGE FEATURES

• General Liability and host liquor liability coverage included with separate limits (important if there are multiple large claims)
• Coverage for property damage caused to the rented banquet hall facility
• Medical payments coverage is provided
• Food and beverage product liability is included
• No general liability deductible
• $1,000 sublimit for lost deposits (cost to reimburse for a lost deposit if a vendor goes out of business, declares bankruptcy or fails to show up) included for no additional charge
• Up to three additional insureds including the banquet hall facility owner can be included for no additional charge
• No deductible
• Defense Costs are outside policy limits
• Limits of  $1,000,000/$2,000,000 available   

CLAIM EXAMPLES

• Property Damage: Facility walls were damaged when children smeared chocolate from the chocolate fountain.
• Property Damage: A guest spilled an entire glasses of red wine on the carpet.
• General Liability: Five guests became sick from eating spoiled food from an outside caterer. They are seeking coverage for their medical payments.
• General Liability: The bride’s cousin fell on the dance floor and broke her leg. She is seeking coverage for her medical bills.
• Liquor Liability: The bartending service hired to serve alcohol at the wedding negligently served alcohol to an intoxicated or underage person.

1. The banquet hall may be held liable for the actions of those selling or serving alcohol at the wedding.
2. It may cost thousands of dollars in defense costs to prove you are not liable for a liquor liability claim.
3. You can be brought into a claim if the wedding couple does not have a liquor liability insurance policy in place.

Special event insurance provides a large amount of protection for facilities that host private events, such as parties, weddings, and other special events.  To find the best special event insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best special event insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · georgia · illinois · kansas · liability insurance · liquor liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · property insurance · south carolina · special event insurance · texas · utah · virginia · washington · wedding insurance · wisconsin

After a bad storm, new roofing might be needed to keep the water and wildlife out of your attic, and house.  Roofing can be a dangerous job where a slip could lead to injury or property damage.  Many roofing companies also use contractors to complete jobs.

Insurance for contractors provides an important layer of protection for both the roofing company and the labor.  Installing a new roof on a property can run into a variety of delays and face  many hazards, making insurance for contractors a must.

Boardwalk Insurance Group has in-house binding authority for commercial and residential roofing contractors.  We can write insurance for contractors that range in size from small businesses with less than $1 million annual sales volume, to larger commercial contractors.  Most Roofers perform both residential and commercial roofing work of which can be included in the insurance for contractors.

General Liability

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $1,000,000 Products Aggregate
• $1,000,000 Fire Damage Legal Liability
• $5,000 Medical Expense

Special Extensions

• Blanket Additional Insured
• Per Job Aggregate
• Blanket Waiver of Rights
• Primary and Non Contributory Wording

Submission Requirements

• ACORD Applications
• Supplemental Roofing or Contractors Application
• Loss Runs – 3-5 years currently valued and details of losses over $10,000

Credits Available for:

• In business 3+ years
• Loss Free for 3+ years

Insurance for contractors provides protection for contractors in a very dangerous roofing business.  To find the best insurance for contractors, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best insurance for contractors available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · california · colorado · connecticut · district of columbia · florida · general liability · georgia · illinois · insurance for contractors · insurance for roofing contractors · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · oklahoma · south carolina · texas · utah · virginia · washington · wisconsin

Children are the light of our lives, however they can be a hassle when juggling all the other responsibilities in life, such as work.  Many families opt to place their children in childcare, so that they can continue working.

Knowing your children are safe at the childcare is extremely important since there is a lot of trust placed in the employees.  For childcare facilities, childcare insurance protects the business from many damages that may threaten it.  Childcare insurance also includes liability insurance giving an outstanding amount of coverage on all fronts.  Childcare insurance can cover a variety of properties, including daycares and nursery schools.

This insurance coverage can provide a comprehensive product for both commercial and residential Child Care facilities.

ADDITIONAL ADVANTAGES:

• IN-HOUSE BINDING AUTHORITY – Quick quote turnaround
• Superior policy issuance
• Low minimum premium
• Broadest Coverage
• Priced to Sell

POLICY FEATURES MAY INCLUDE:

• Professional Liability for no additional charge
• Child Molestation and Abuse limits to the General Liability Limit with no Liability Deductible (Commercial)
• The definition of abuse includes corporal punishment
• Medical Payments coverage automatically provided for no additional charge for enrolled students
• Defense Cost Reimbursement coverage for false Child Molestation and/or Abuse allegations against the facility owner, operators or employees
• Employees including Directors and Assistant Directors are insureds under Child Molestation and/or Abuse coverage (Commercial)
• Hired and Non-Owned Auto coverage
• Coverage for facilities with pets and field trips
• Coverage for extended hour and overnight commercial Child Care facilities and/or “drop in” centers
• Special Form including Theft and Replacement Cost coverage available
• Equipment Breakdown coverage including spoilage of perishable items
• Value Plus Endorsement is available on accounts eligible for Special form offering 14 optional coverages for one low flat charge including: Signs, Money, & Securities, Employee Dishonesty, Accounts Receivable coverage and much more
• Background checks with preferred pricing

Childcare facilities face much scrutiny since the livelihood of the future is placed in the hands of employees.  To find the best childcare insurance for vacant buildings, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best childcare insurance for vacant buildings available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

alabama · arizona · arkansas · auto insurance · california · childcare insurance · colorado · connecticut · daycare insurance · directors and officers insurance · district of columbia · florida · georgia · illinois · kansas · liability insurance · louisiana · michigan · minnesota · missouri · nevada · new jersey · new mexico · New York · north carolina · nursery insurance · oklahoma · professional liability insurance · south carolina · texas · utah · virginia · washington · wisconsin

Body modification through piercings and tattoos can become living works of art when done properly.  Even those wanting simple designs or piercings can almost always receive quality work.  However, there always seem to be horror stories about tattoos and piercings gone wrong, which can expose the business to liability issues.

Business insurance for permanent makeup, tattoo shops, and body piercing businesses is extremely important, since doing body modification can have extreme consequences for simple errors.  This business insurance protects not only the business itself, but also the employees from the liability of their extremely rare mistakes.

This unique program covers not only Tattoo and Body Piercing Facilities but also Permanent Makeup Artist.  Our Competitive program starts as little as $200 per artist in most jurisdictions, subject to a $500 MP. 

Our Program provides:

•     General Liability – up to $1/$2 mil Limits

•     Professional Liability included at no additional charge.

•     Property Coverage including Building, BPP, and Business Income.

Liability Coverages Include:

•     Infectious Disease- up to $50/$50

•     Hired and Non-Owned Auto Liability

•     Assault and Battery Coverage – up to $100/$100

•     Employee Benefits Liability

•     Coverage is provided on an Occurrence basis.

Eligible Risks:

•     New business risk provided the insured has 3 years minimum industry experience in their field.

•     Permanent Make-up artist working from a Beauty Parlor.

•     Risks that use an Autoclave system or disposable needles.

•     Risks using waivers on all clients.

•     Tattooing of minors (16-18) with parental consent.

•     Most forms of piercing are allowed including dermal anchors.

Coverage is placed through our exclusive program with an A rated carrier.

Business insurance for these types of establishments is absolutely necessary to deflect the costs of any liabilities which are almost certain to pop up, whether they are substantiated or not.  To find the best business insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best business insurance available.  With 23 affiliated insurance providers and licensed to write policies in over half the United States, Boardwalk Insurance Group has the ability to take the time to understand your needs and create the most appropriate policy for you.  Contact them today for an insurance quote.

Boardwalk Insurance Group

www.BoardwalkInsurance.com

Toll Free: 877-595-4077

Boardwalk Insurance Group is an independent insurance agency specializing in commercial insurance for various lines of businesses and is licensed in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Kansas, Louisiana, Michigan, Minnesota, Missouri, New Jersey, New Mexico, New York, Nevada, North Carolina, Oklahoma, South Carolina, Texas, Utah, Virginia, Washington & Wisconsin.

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