Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

Archive for June 2011

Website for Boardwalk Insurance Group – Increased Security Measures Put in Place 4.00/5 (80.00%) 3 votes

Boardwalk Insurance Group has invested heavily in the use of cutting-edge technologies to make life easier not only for our employees, but also for our valuable clients.  From the growing number threats by malicious hackers in the news almost daily, we felt it was necessary to do our part to assure that our website is safe, protecting company and client information.

Therefore, we have introduced the use of a SSL (Secure Sockets Layer) certificate in wild card form on our website.  According to, an SSL certificate is “a digital certificate that authenticates the identity of a website and encrypts information sent to the server using SSL technology. Encryption is the process of scrambling data into an undecipherable format that can only be returned to a readable format with the proper decryption key.  A certificate serves as an electronic “passport” that establishes an online entity’s credentials when doing business on the Web. When an Internet user attempts to send confidential information to a Web server, the user’s browser accesses the server’s digital certificate and establishes a secure connection.”

Since our website uses multiple sub-domains for our various locations and features, we could not use a regular SSL certificate.  We had to go with the “wild card” option which allows an unlimited number of sub-domains to be included within the SSL certificate.  This assures that our entire website is secure, not just our main pages.

We want our customers to have trust in that our website is secure and that their information will be transmitted and managed responsibly and heavily encrypted in the event that it falls into the wrong hands.

Insurance agents handle very private information on their clients.  It’s imperative that they take measures to keep this information secure.  Whether you are a client of our independent insurance agency or not, make sure your agent utilizes an SSL certificate on their website and has other measures in place to secure your personal information in their agency management system, office filing cabinets, etc.

Never fill out a form on a website that is not secure.  Contact information is okay, but if you have to provide personal information, such as you do to obtain an insurance quote, be sure to find out if the website is secure.  How can you tell if a website is secure? The first option is to look at the address bar where the URL is.  If it’s different color than what is usually is, then that means they are using some security measures.  The other way is to look for a little padlock icon somewhere in your browser window (usually towards the bottom right of your screen).

Also, most “secure” websites utilize 1024-bit encryption.  In 2011, this encryption is not enough.  2048-bit encryption is the way to go now and provides the highest level of security available today.  If you are looking to add an SSL certificate to your site, the vendor you use matters.  Make sure they are a member of the “Certificate Authority Browser Forum,” an organization which upholds to the most strict standards.

We purchased our SSL certificate from the fine people at  They listened to our concerns and suggested the options that would work best for us, while also saving us money as opposed to some of their competitors.


Hello to Alabama Residents and Business Owners. Your Insurance Agent Has Arrived! 4.00/5 (80.00%) 3 votes

To all residents and business owners in the great state of Alabama, Boardwalk Insurance Group is proud to announce that we are now licensed in your state in order to serve you with better insurance products and services.  Our agency is licensed in over 25 states and we’ve been helping people all across the country not only save money on their insurance needs, but we’ve also provided them with better coverages to adequately protect them from financial loss.

We’ve seen a growing interest from your state in the recent months so management made the decision to take the leap to get licensed in Alabama for both personal lines and commercial property and casualty insurance products.

So if you are looking for auto insurance, home insurance, rental property insurance, commercial general liability insurance, commercial property insurance or virtually any other kind of insurance product for business owners, we are you go-to insurance agency.

We specialize in many products through our large network of insurance companies and brokers.  If your rates have recently increased or you are having a tough time getting the coverages your business requires, contact us and let us show you the Boardwalk difference.  Our agents and customer service representatives are friendly and knowledgeable and we use state-of-the-art technology to shop for your coverage quote and manage you as a client.

So, thanks in advance to the great residents of Alabama.  We hope to become a leading provider of insurance in your state in the coming months and years.

· ·

Special Insurance Products 4.33/5 (86.67%) 3 votes

Boardwalk Insurance Group, through it’s various carriers and brokers, has some summer specials for the following types of businesses or insurance types:

Building Renovation Insurance and Builder’s Risk Coverage
•    No restriction of length of vacancy
•    3, 6, 9 or 12 month terms available
•    Term extensions by simple endorsement
•    Replacement Cost & Special Perils available for buildings less than 25 years old

Child Care or Daycare Insurance
•    Wide variety of centers including residential homes, Montessori school, drop in centers, and many more …
•    Professional Liability included for no additional charge
•    Medical Payments coverage (including children enrolled in their care) is included
•    One of the broadest Molestation & Abuse forms in the industry
•    Defense Cost Reimbursement is available for accused insured once they have been acquitted or charges have been dropped

Commercial Umbrella and Excess Insurance
•    Over 700 quotable classes of business
•    Can quote over B++ or better rated carriers
•    Many quotes have an unsolicited Umbrella or Excess quote attached
•    Minimum Premiums as low as $400 for Excess and $500 for Umbrella

Concessionaire and Vendors Insurance
•    Variety of quotable classes including Hot Dog Vendors, News Stands, Mall Kiosks, Christmas Tree Lots, Flea Market/Fair Show vendors
•    New Ventures
•    Premium as low as $275
•    Inland Marine coverage for Stands and Miscellaneous items

Special Event Liability Insurance
•    Event types include: Beer Garden/Tents, Competitions or Shows, Concerts, Fundraisers, and Sporting Events
•    Up to 10,000 attendees
•    Set-up and take-down coverage available
•    Rain date coverage available

Insurance for Training Schools
•    Over 30 quotable Classes
•    Professional Liability automatically included on most classes
•    Molestation and Abuse available for many classes
•    Up to $3,000,000 in annual receipts
•    3, 6 , 9 or 12 month terms and short term extensions available

Truckers General Liability Insurance
•    New Ventures are eligible
•    Ability to offer Blanket Additional Insured
•    Up to 20 units
•    Rated on number of Power Units
•    Non-auditable policy

Vacant Building Insurance Coverage
•    No restriction on length of vacancy
•    3, 6, 9, or 12 month terms and short term extensions available
•    Replacement Cost & Special Perils available for building less than 25 years old

Insurance on Vacant Land
•    Up to 1,000 acres per location
•    Urban, suburban, or rural exposures
•    Lakes and ponds on property are eligible
•    Fencing of property not a requirement
•    Land waiting to be developed in the future is eligible
•    3, 6, 9, or 12 month terms and short term extension available

Liability Insurance for the Office
•    New Ventures
•    Available on Business Owners coverage form
•    Up to 25,000 square feet
•    Automatically included $25,000 for Electronic Date Coverage
•    Professional Liability sublimit of $25,000 automatically included on most classes

We have the products and know how to help our clients with all of their insurance needs.

Insurance for Environmental Product and Service Businesses 4.50/5 (90.00%) 4 votes

If you own or manage a business that deals with environmental products and/or services, we have special programs available in terms of your commercial insurance requirements.

Whether you are a contractor (environmental or non-environmental), a consultant, a microbrewery, an analytical lab, or a crime scene cleanup company, we have something that will greatly benefit you in terms of coverage and pricing.

Preferred Risks:

Environmental Contractors
•    Asbestos, Lead, Mold and PCB Abatement
•    Soil, water and ground water remediation
•    Storage tank installation and removal
•    Emergency response and hazardous material clean-up
•    Lab packing, medical wastes and drum handling
•    Environmental drilling and sample collection
•    and many more…
Environmental Consultants
•    Phase I, II, III survey consultants, remedial design, implementation, oversight asbestos, lead, mold surveying and abatement design, environmental regulations, compliance and permitting waste arranging/brokering

Non-environmental contractors pollution
•    Carpentry
•    Plumbing
•    Electrical, HVAC/mechanical
•    Concrete/masonry
•    Insulation, excavation/grading
•    Industrial cleaning
•    Painting
•    Roofing
•    Utilities
•    Street/road
•    Oil/gas lease operations
•    Drilling (oil, gas, water)

We have the markets and knowledge to help you with the items listed above and much more.

No tags

Employment Practices Liability Insurance (EPLI) Quotes Available For Healthcare Businesses 5.00/5 (100.00%) 2 votes

Boardwalk Insurance Group is proud to offer EPLI (employment practices liability insurance) for the following types of healthcare businesses:

•    Doctor and dentist offices
•    Nursing homes
•    Specialty outpatient facilities
•    Medical and dental labs
•    Health and allied services

Our EPLI products offer you more coverage along with reduced rates as compared to what you have now.  We are able to quote you with a stand alone EPLI policy or with a package including other coverages you need, such as commercial general liability insurance, contents coverage, etc.

Our EPLI features include:
•    Insurance companies rated “A” or higher by A.M. Best
•    No minimum premiums
•    Limits up to $2,000,000 and retention amounts (deductible) as low as $2,500
•    Full prior acts coverage
•    Third-party coverage available for most classes
•    Defense outside the limit available
•    Coverage available for many hard to place business types

Our quoting process is very easy and we are able to provide quotes using our online rating engine.  In just minutes, we can provide you a quote for EPLI coverage.

Other than basic contact information, all we need to know is:

•    What type of business you’re in
•    Years in business
•    Number of employees you have
•    Layoff activity (if any in the past)
•    Any prior claims activity



E&O Insurance for Insurance Agents and Insurance Agencies 4.67/5 (93.33%) 3 votes

If you are an insurance agent or own an insurance agency, you are required to carry Errors and Omissions Insurance Coverage by your state licensing authority as well as most insurance companies and MGAs/Brokers you work with.

Whether you are new in business or an established agency, we have a special program available specifically for insurance agents E&O insurance coverage.


  • $1,000,000/$2,000,000 minimum coverage (can be increased to up to $5,000,000)
  • Retroactive coverage available
  • Single agent to hundreds of agents accepted
  • Specialty agencies ok
  • Startup agencies ok
  • Quotes in as little as 24 hours
  • Simple application process
  • Minimum premium only $1,250!

If you have any questions regarding our insurance agent e&o program, please contact us.


Lawyers Professional Liability Insurance Coverage in Virginia 4.50/5 (90.00%) 2 votes

For law firms with up to 25 attorneys based out Virginia, Boardwalk Insurance Group has a special professional liability insurance program available to you.

All lawyers are to maintain an active professional liability insurance policy, also referred to as an errors and omissions insurance policy, at all times.

Our program will provide you with the following:

•    AM Best A, XV rated insurance company
•    Access to a risk management website and CLE Programs (includes 3 free CLE hours per attorney)
•    Claim Expense Outside the Limit Available
•    Duty to defend/pay on behalf Policy Form
•    $0 and aggregate Deductible options available
•    Bilateral ERP with unlimited tail option (up to 60 days to elect)
•    ERP for non-practicing attorneys at no charge
•    ODL for non-profit D&O positions
•    Soft Hammer Clause (50/50)
•    Automatically renewed policies for qualifying accounts
•    and much more.

If the above intrigues you, contact Boardwalk Insurance Group today to request an application.  Our process is fast, simple and won’t take too much of your time.


Cargo Insurance Coverage for Travel Trailers 4.33/5 (86.67%) 3 votes

A short message about cargo insurance coverage from your friends at Boardwalk Insurance Group:

With the recent devastating storms, many of our clients in various parts of the country have asked if we can provide cargo insurance coverage while they are hauling travel trailers that will be used as temporary housing in their affected areas.

Our carriers currently provide up to $100,000 in cargo insurance coverage for travel trailers, whether it is attached to a covered vehicle or hauled on a flatbed trailer attached to a covered vehicle. So if you have a policy with us, you don’t need to request exceptions for FEMA trailers.

Just so you know, insurance coverage for your travel trailer begins when it is being loaded, continues while the unit is in transport, and discontinues after it has been unhooked from the pulling unit.

The only thing to note is that mobile homes are not automatically covered and therefore require an exception.



Insurance for Concessionaires & Concession Vendors 4.33/5 (86.67%) 3 votes

Do you own or operate a concession stand?  Or are you a vendor for concessionaires?  If your answer is yes to either of the questions above, it’s important you carry insurance to protect you and your business from financial losses resulting from claims.

Boardwalk Insurance Group is a versatile independent insurance agency who can help get you the coverage you need at a price you can afford.

Our specialty program options for concession stands and vendors are highlighted below.

Coverage Available As:
•    Stand alone commercial general liability insurance coverage
•    Package – including general liability insurance with property insurance and/or inland marine insurance

Broad Eligibility Including:
•    Indoor vendors, outdoor vendors, seasonal lots and tents, flea market vendors, fair vendors, show vendors and swap meet vendors
•    Hot dog vendors, news stands, mall kiosks, Christmas tree lots and more
•    Operating locations can include: Airports, bus terminals, museums, office buildings, rest stops, shopping malls, train stations, athletic fields, beaches, business parks, parking lots, public parks, public streets/sidewalks, school campuses and many more
•    Business can operate from a primary location or varying locations
•    Small to large operations (can have up to 40 individual locations or stands)
•    Competitive pricing
•    Cheap insurance premiums
•    Coverage can be extended to include office or warehouse locations

Liability Features:
•    Easy Pricing Structure (flat charge per stand or show)
•    Blanket additional insured coverage
•    Products/completed operations coverage provided for most eligible risks
•    Primary commercial general liability insurance limits available up to $2,000,000 occurrence/$3,000,000 aggregate
•    No liability deductible
•    Policy is non-auditable
•    Hired and non-owned auto liability insurance coverage available

Inland Marine Features:
•    Included in package with commercial general liability insurance
•    Coverage up to $35,000 per item or scheduled items
•    Coverage for other miscellaneous items
•    Theft coverage included

Additional Advantages:
•    Property coverage available for office and warehouse locations
•    Available for Web Quoting
•    Quick quote and binder turnaround

For your free, no-obligation insurance quote for your business, contact Boardwalk Insurance Group.


No tags

Insurance for Auto Repair Facilities, Mechanics Garages and Auto Body Shops 5.00/5 (100.00%) 1 vote

Why do auto repair shops need to carry insurance?
•    Fire, wind or water damage to the building
•    Theft, destruction or disappearance of business personal property
•    Business income/extra expense loss
•    Failure of mechanical equipment
•    Customers slip and fall in shop area, lobby or parking lot
•    Liability claims from improper work
•    Accidents/damage to vehicles on test drives
•    Customer vehicle theft or vandalism
•    and much more…
Boardwalk Insurance Group specializes in insuring auto repair shops and mechanics garages.  Our specialty products include the following coverages:
•    Special Form including full theft coverage
•    Full theft limit is provided with central station burglar alarm protection
•    Coverage available for both mechanical and body shops
•    Value Plus Endorsement available
•    Sign, Fence & Outdoor Equipment Coverage
•    Accounts Receivable and more available (with Value Plus endorsement)
•    Replacement cost coverage on building(s) and business personal property
•    24 Hour claims contacts available
•    Business income and extra expense coverages
•    Equipment Breakdown coverage included
•    Garage liability insurance
•    Garage keepers insurance
•    Commercial general liability insurance
•    Commercial property insurance

Types of businesses we can provide insurance for:
•    Auto Repair Shop
•    Mechanic’s Garage
•    Auto Body Repair Shop
•    Auto Dealer / Dealership
•    Non-dealer shop
•    Auto Detail Shop
•    Car Stereo / Audio Shop
•    Performance Shop
•    Custom Equipment Installation Shop
•    Carwash
•    Independent or Franchised
•    and many more

· ·

Older posts >>

Theme Design by