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Archive for February 2016

Why Choose An Independent Insurance Agency In 2016 4.67/5 (93.33%) 3 votes

Whether you’re shopping for commercial liability insurance, exotic car insurance, garage liability insurance, or any other type of insurance policy in Houston, you have to choose between “captive” agencies and independent agencies. While captive agencies represent just one insurance provider, independent agencies represent several. Choosing an independent insurance agency in Houston has a number of benefits which can have a major impact on your decision.

More coverage options and price points

Because an independent insurance agency in Houston partners with several different insurance companies, they are able to compare different options in order to find for you the insurance policy that provides the best coverage at the best price. This can be especially important when it comes to more specialized policies such as exotic car insurance or garage keepers insurance, which not all insurance companies offer.

One application spares you the trouble of multiple applications

When working with different captive agencies or agents, you have to send a separate quote application to each of them. With an independent agency, on the other hand, one application is enough for you to get quotes from multiple insurance companies. This speeds up the search for the right insurance policy for your needs.

A personal adviser guides your decision

Any well-established insurance agency in Texas will offer you your own personal adviser, who can use his or her experience and insight into the insurance world to help you determine how much coverage you actually need and how much you can afford to pay on insurance every year. What’s more, a personal adviser can answer any questions you may have regarding your insurance policy, explaining for example the differences between an exotic car insurance and an exotic car warranty or between a garage liability insurance and a garage keepers insurance.

Complete coverage for all your insurance needs

Because an independent insurance agency in Houston brings together different kinds of insurance options from multiple providers, it can offer you a complete solution to all your insurance needs. If alongside your auto or home insurance you also need business auto insurance or business liability insurance, you may be able to get them all in one place, and sometimes at a discount, too. Shopping for insurance can be a time-consuming, even stressful process, but an independent insurance agency can make it less of a hassle by managing your insurance policies for you.

Last but not least, an independent insurance agency in Houston can offer you more flexibility than a captive agency, not only during the insurance buying process, but also after you sign the papers. If you want to change your insurance later on, an independent insurance agency provides you with far more options. To discover all the benefits of using an independent insurance agency, call now Boardwalk Insurance toll free at 1.866.595.4077 or by using this contact form.

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6 Signs That It’s Time to Change Your Exotic Car Insurance 4.50/5 (90.00%) 2 votes

It’s easy to forget about your exotic car insurance once you’ve signed the papers, but you’re not stuck with it forever. If you’re no longer satisfied with the coverage you’re getting for the money you’re paying, or if you experience a big change in your life, like moving to a new home, the time might come for you to change your exotic car insurance. Here are a few good signs that you should look for a new policy.

You’ve moved to a new home in a new location

Depending on your new location, you may be offered a better premium. Also, you may be able to combine your auto and home policies to get better rates on both.

You’ve married or divorced

If your marital status has changed, it can have an impact on all of your existing insurance policies, not just your exotic car insurance. You may be in a position to add or remove your spouse from the policy to benefit from savings.

Your rates keep on increasing

If in spite of maintaining a clean driving record your exotic car insurance rates keep going up every year without any good reason, then you should look for another insurance provider that knows how to reward your loyalty better than that.

You’re not satisfied with the customer support you’re receiving

Customer support is very important when it comes to any type of insurance, and reliable insurance firms are always prompt in answering your calls or emails. If you have an unpleasant experience while trying to file a claim or when requesting more information about a specific aspect of your policy, you should think twice before putting your trust in such an insurance company.

You’ve purchased a new car but didn’t get any insurance discount for it

While discounts for adding a new car to your insurance policy isn’t something that all insurance firms offer, many do, especially if you’ve been with them for quite some time.

Your insurance company doesn’t have a website

Having a good online presence, a modern website, and a blog has become the norm for any insurance agency in Houston, whether they are providing life insurance, garage liability insurance, commercial liability insurance, or exotic car insurance. If your insurance firm lacks a website, or has an outdated site that isn’t mobile friendly, they are not keeping up with the times. It may be a sign that they are not doing that well and that they may not be able to live up to their promises.

If you notice one or more of these signs, don’t hesitate to look for a new and better exotic car insurance provider. At Boardwalk Insurance, we are an insurance agency in Houston that specializes in insuring a wide range of vehicles, including exotic cars. We represent several reputable insurance companies who cater to the specific needs of exotic vehicle owners. Learn more about our exotic car insurance services.

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