Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

CAT | Garage Liability Insurance

Garage Liability Insurance Protects Customers and Employees 3.43/5 (68.57%) 7 votes

There are many auto repair shops, ranging from small local businesses to large franchise shops to dealership service facilities.  There are many tools and chemicals presenting potentially grave liabilities should something go wrong.  To protect the business, garage liability insurance and garage keepers insurance can be taken out for the business.

Garage liability insurance is a business insurance that strictly covers liability for the property and the work done there.  Typically, garage liability insurance is also paired with garage keepers insurance, which covers the property of customers at the garage.  Both garage liability insurance and garage keepers insurance are very important for auto repair shops, because even the smallest mishap on the property can have potentially devastating repercussions.

Garage liability insurance protects the business from any potential liabilities on the property.  Whether the liability comes from an employee’s actions or a disgruntled customer, garage liability insurance protects the auto repair shop from the costs of the damages.  With all the tools and chemicals, garage liability insurance is a must.  Oil can cause someone to slip and fall, the lift holding the car up could fail, and in the event a repair goes bad, the auto repair shop is also protected from the angry customer as well.  Some auto repair shops also own and operate their own fleet of vehicles, from rapid response flat tire repair to tow trucks of various sizes for anything from a car to an eighteen wheeler.   These vehicles are also covered by garage liability insurance.  No auto repair shop is too small for garage liability insurance.  Even if the auto repair shop is on the side of a convenience store or another unrelated business, garage liability insurance should be used to protect it.

Garage keepers insurance is just as important as garage liability insurance for an auto repair shop.  While garage liability insurance protects the business and its property, garage keepers insurance protects the property of the customers.  Many of the same dangers concerning garage liability insurance also pertain to garage keepers insurance.  While garage liability insurance will probably provide more day-to-day protection, garage keepers insurance will most likely protect against a larger single claim.  If something were to happen at the auto repair shop that damages or destroys customer property, like a fire destroying several cars, garage keepers insurance provides coverage.  The cost of damages to vehicles and the property in them can quickly escalate into the tens and hundreds of thousands of dollars depending on the size of the auto repair facility.

Both garage liability insurance and garage keepers insurance have many different factors affecting the policy, and shopping around for an adequate garage liability insurance and garage keepers insurance policy can be a very demanding task.  However, an independent insurance agency can effectively do most of the work for you by generating business insurance quotes from affiliated insurance providers.  This lets the auto repair shop owner focus on their work while ensuring the policy is the best value and meets the needs of the auto repair shop.

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Garage Keepers Legal Liability Insurance, Dealers Open Lot and Physical Damage 4.67/5 (93.33%) 3 votes

Garage liability insurance protects auto repair facilities, their employees, and customers while the shop is open for business.  However, for vehicles that stay overnight, there is a different type of insurance that is needed.  Garage keepers insurance protects vehicles that must stay overnight at auto shops.

In addition to garage keepers insurance, dealers open lot insurance protects vehicles on the lot at car dealerships from many different perils.  Both garage keepers insurance and dealers open lot insurance are very important insurance policies to hold, since the value of the vehicles can easily run into the hundreds of thousands of dollars, if not more.

This garage keepers insurance and dealers open lot insurance can provide crucial coverage

  • Limits up to $5,000,000 in house
  • Many classes available:

-          Auto Repair

-          Dealers

-          Self or Valet Parking

-          Condo Associations

If you do not see your business class on this list, contact Boardwalk Insurance Group to see if your profession can be covered.

Garage keepers insurance and dealers open lot insurance provides important protection from the cost of repairing vehicles damaged on a covered property.  To find the best garage keepers insurance or dealers open lot insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best garage keepers insurance and dealers open lot insurance available.

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Garage Liability Insurance in Many States 5.00/5 (100.00%) 3 votes

Auto shops are great at repairing and maintaining vehicles, whether there is structural damage or a simple oil change is needed.  Sometimes the work done can be dangerous, especially when employees and customers are not careful.  Garage liability insurance protects auto shops from potential liabilities that employees and customers may claim against them.

Our garage liability insurance can help you place coverage for dealers involved in selling and services of autos, service operations engaged in repairing, towing, servicing, salvaging, and valet parking of autos.  Garage liability insurance is very important for auto shops, or any business that has an auto shop, including some department stores, gas stations, and auto dealerships.

We can provide coverage for:

  • Garage Liability
  • Medical Payments
  • Fire Legal Liability
  • Personal Injury Protection
  • Uninsured Motorist Coverage
  • Dealers Physical Damage
  • Auto Physical Damage for scheduled service units
  • Garage Keepers Legal Liability
  • Packages are also available!

Unique classes of business we can consider include:

  • Antique/Classic Auto dealers
  • Auctions
  • Bus sales and Service
  • Car Wash-Full Service
  • Mobile Mechanics
  • Motorcycle Service
  • Oil and Lube Shops
  • Salvage Yards
  • Truck Tractor Sales and Service
  • Valet Parking Services

If you do not see your business class on this list, contact Boardwalk Insurance Group to see if your profession can be covered.

Garage liability insurance is protect auto shops from many different liability claims that could be brought against them, whether they are from employees or customers.  To find the best garage liability insurance, an independent insurance agent, such as a representative from Boardwalk Insurance Group, can do the work of shopping around to find the best garage liability insurance available.

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Garage Liability, Garage Keepers and Dealers Open Lot Insurance Programs 4.50/5 (90.00%) 2 votes

Auto shops and car dealerships generally have a lot of vehicles on their property.  The vehicles stored there, whether awaiting purchase or repair, are under the protection of the owner of the property.  If damaged or destroyed, the financial responsibility is frequently assigned to the property owner.

Garage liability insurance protects an auto repair business from any damages that occur when the business is open.  Garage liability insurance protects from liability claims made by employees and customers.  Garage keepers insurance protects from damages that occur while the auto shop is closed and protects customers’ vehicles being stored on the property.  Dealers open lot insurance is an insurance policy for auto dealerships, protecting the dealership from the cost of damage to vehicles on the lot.

Target classes

  • New & Used Auto Dealers
  • RV Dealers & Repair
  • Motorcycle Dealers & Repair
  • Gas Stations with Auto Repair & Convenience Stores
  • Auto Body & Paint Shops
  • Auto Stereo & Alarm Installers
  • Full Service Car Washes
  • Harley Davidson Sales & Service
  • Auto Detailers
  • Tire Sales & Installation
  • Trailer Dealers
  • Wholesaler Auto Dealers & Brokers
  • Valet Parking
  • Heavy Truck Dealers & Repair
  • Impound Yards
  • Public Livery Repair
  • Antique Auto Dealers, Repair & Restoration
  • Auto Alarm/Stereo Installation
  • Auto Maintenance & Repair
  • Boat Dealers
  • Boat Repair
  • Golf Cart Dealers & Repair
  • Mobile Auto Repair Service
  • Trailer Hitch Installation & Repair
  • Valet Parking
  • Wrecker Service – for hire including auto for wreckers

Coverages Offered:

  • Garage Liablity Limits up to 1 million
  • Uninsured and Underinsured Motorist Coverage up to 1 million
  • Garagekeepers Limit up to 1 million
  • Legal Liability, Direct Excess and Direct Primary Coverage options
  • Garagekeepers In-Tow Limit up to $50,000
  • Dealers Open Lot Coverage
  • Additional Insured’s and Waiver of Subrogation Endorsements available
  • Broadened Coverage
  • Drive Away Radius Extension – unlimited radius
  • Fire Legal Liability
  • Hired Auto Coverage
  • Medical Payments
  • Personal Injury
  • Dealers Errors & Omissions
  • Scheduled Auto
  • Package with Property & GL Exposures Available
  • Umbrella or Excess



  • Coverage under the Garage Program is available for the installation or repair of airbags.


  • A zero Liability deductible option is available.


  • Available for some classes.

Garage liability insurance and garage keepers insurance are usually paired to provide comprehensive protection to auto repair facilities, and dealer open lot insurance is the best way to protect vehicles at an auto dealership.


Fantastic Deals on Dealers Open Lot Insurance, Garage Liability Insurance and Garage Keepers Insurance Products 4.00/5 (80.00%) 4 votes

Auto repair facilities contain a lot of expensive equipment required for repairing and maintaining vehicles.  In addition, there are many tools and chemicals that when improperly used can cause a significant amount of damage.

Garage keepers insurance and garage liability insurance protects any auto repair facility from the costs of damages that occur while on the property.  With all the vehicles and equipment, the losses could quickly add up.  Dealer open lot coverage also protects auto dealerships.

Boardwalk Insurance Group has a great market for your Auto Garage needs:

  • Target Risks
  • New and Used Car Dealers
  • RV Dealers and Repair
  • Motorcycle Dealers and Repair
  • Auto Service and Repair
  • Auto Detailers
  • New Tire Dealers
  • Wholesaler Auto Dealers and Brokers
  • Valet Parking
  • Heavy Truck Dealers & Repair
  • Impound Yard
  • Mobile Mechanics & Auto Repair
  • Many other classes
  • Available Coverage
  • Garage Liability
  • Dealers Physical Damage
  • Garagekeepers/Garage Liability
  • Dealers Open Lot
  • Garagekeepers In-Tow

Broadened Coverage

  • Driveaway Radius Extension
  • Fire Legal Liability
  • Hired Auto
  • Medical Payments
  • Personal Injury Liability
  • Scheduled Auto Liability
  • Dealers Errors & Omissions
  • Uninsured Motorist

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Hello to Alabama Residents and Business Owners. Your Insurance Agent Has Arrived! 4.00/5 (80.00%) 3 votes

To all residents and business owners in the great state of Alabama, Boardwalk Insurance Group is proud to announce that we are now licensed in your state in order to serve you with better insurance products and services.  Our agency is licensed in over 25 states and we’ve been helping people all across the country not only save money on their insurance needs, but we’ve also provided them with better coverages to adequately protect them from financial loss.

We’ve seen a growing interest from your state in the recent months so management made the decision to take the leap to get licensed in Alabama for both personal lines and commercial property and casualty insurance products.

So if you are looking for auto insurance, home insurance, rental property insurance, commercial general liability insurance, commercial property insurance or virtually any other kind of insurance product for business owners, we are you go-to insurance agency.

We specialize in many products through our large network of insurance companies and brokers.  If your rates have recently increased or you are having a tough time getting the coverages your business requires, contact us and let us show you the Boardwalk difference.  Our agents and customer service representatives are friendly and knowledgeable and we use state-of-the-art technology to shop for your coverage quote and manage you as a client.

So, thanks in advance to the great residents of Alabama.  We hope to become a leading provider of insurance in your state in the coming months and years.

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Insurance for Auto Repair Facilities, Mechanics Garages and Auto Body Shops 5.00/5 (100.00%) 1 vote

Why do auto repair shops need to carry insurance?
•    Fire, wind or water damage to the building
•    Theft, destruction or disappearance of business personal property
•    Business income/extra expense loss
•    Failure of mechanical equipment
•    Customers slip and fall in shop area, lobby or parking lot
•    Liability claims from improper work
•    Accidents/damage to vehicles on test drives
•    Customer vehicle theft or vandalism
•    and much more…
Boardwalk Insurance Group specializes in insuring auto repair shops and mechanics garages.  Our specialty products include the following coverages:
•    Special Form including full theft coverage
•    Full theft limit is provided with central station burglar alarm protection
•    Coverage available for both mechanical and body shops
•    Value Plus Endorsement available
•    Sign, Fence & Outdoor Equipment Coverage
•    Accounts Receivable and more available (with Value Plus endorsement)
•    Replacement cost coverage on building(s) and business personal property
•    24 Hour claims contacts available
•    Business income and extra expense coverages
•    Equipment Breakdown coverage included
•    Garage liability insurance
•    Garage keepers insurance
•    Commercial general liability insurance
•    Commercial property insurance

Types of businesses we can provide insurance for:
•    Auto Repair Shop
•    Mechanic’s Garage
•    Auto Body Repair Shop
•    Auto Dealer / Dealership
•    Non-dealer shop
•    Auto Detail Shop
•    Car Stereo / Audio Shop
•    Performance Shop
•    Custom Equipment Installation Shop
•    Carwash
•    Independent or Franchised
•    and many more

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