Vacant buildings still need insurance.  Vacant buildings are subject to many of the same perils that occupied buildings are exposed to.  Vacant building property insurance provides coverage for vacant buildings without having to pay for insurance that covers them like occupied buildings.

Property insurance for vacant buildings can cover a wide variety of properties.  However, since the status of vacant buildings could change at a moment’s notice, property insurance for vacant buildings is a more flexible and adaptable insurance policy than standard insurance for the building.

We can help you with your vacant building risks. With our in-house binding authority we have the ability to place these risks. Some common scenarios include:

• A vacant 1-4 family dwelling that is up for sale
• A vacant single family dwelling that is undergoing renovations before the owner will move in
• A vacant condo whose former occupant is now in a nursing home

Flexible terms and coverage:

• Policy terms are flexible with 3,6,9 and 12 month terms available
• There is no limit on how long the structure has been vacant
• Can also write contents up to $250,000
• Renovations can also be considered

Coverage is available for other structures on the premises such as a detached garage

• We have the availability to quote excess coverage up to $5 million limit
• Minimum earner premium is only 25 percent

WE CAN QUOTE VACANT LAND OR LAND LEASED TO OTHERS INCLUDING ANIMAL GRAZING

business insurance · dwelling insurance · Insurance for Vacant Buildings

High value properties need more insurance protection than most other properties.  However, the increased premiums that would result when using a standard business insurance policy can be cost prohibitive.  High value property business insurance is specially written for high value properties.

Business insurance is important for every business to protect from loss.  High value properties require more insurance for the increased protection, however standard business insurance can be too expensive for high value property needs.  Insurance agencies can write high value property insurance to better suit the needs of the high value property.

Classes of Business

• Retail Jewelers
• Wholesale/Manufacturing Jewelers
• Diamond Dealers
• Shippers and Packers
• Private Art Collectors
• Corporate Art
• Antique Collectors
• Museums

Many more classes available

Additional Coverages Available

• Kidnap and Ransom
• Piracy
• Political Violence (including war and terrorism)
• Personal Accident Assault Coverage

business insurance · high value property insurance

Body modification through piercings and tattoos can become living works of art when done properly.  Even those wanting simple designs or piercings can almost always receive quality work.  However, there always seem to be horror stories about tattoos and piercings gone wrong, which can expose the business to liability issues.

Business insurance for permanent makeup, tattoo shops, and body piercing businesses is extremely important, since doing body modification can have extreme consequences for simple errors.  This business insurance protects not only the business itself, but also the employees from the liability of their extremely rare mistakes.

This unique program covers not only Tattoo and Body Piercing Facilities but also Permanent Makeup Artist.  Our Competitive program starts as little as $200 per artist in most jurisdictions, subject to a $500 MP.

Our Program provides:

•     General Liability – up to $1/$2 mil Limits

•     Professional Liability included at no additional charge.

•     Property Coverage including Building, BPP, and Business Income.

Liability Coverages Include:

•     Infectious Disease- up to $50/$50

•     Hired and Non-Owned Auto Liability

•     Assault and Battery Coverage – up to $100/$100

•     Employee Benefits Liability

•     Coverage is provided on an Occurrence basis.

Eligible Risks:

•     New business risk provided the insured has 3 years minimum industry experience in their field.

•     Permanent Make-up artist working from a Beauty Parlor.

•     Risks that use an Autoclave system or disposable needles.

•     Risks using waivers on all clients.

•     Tattooing of minors (16-18) with parental consent.

•     Most forms of piercing are allowed including dermal anchors.

Coverage is placed through our exclusive program with an A rated carrier.

business insurance

Mistakes are an unfortunate part of life, even for the most meticulous, detail-focused people.  Even more unfortunate is that simple mistakes can have enormous consequences.   To protect many professionals from the effects of any errors or omissions that may be overlooked while working with their customers, Professional Liability Insurance is a must.

Professionals are generally recognized as experts in their field and garner a level of respect and trust that their work will be of good quality.  Even the most detailed professional can still make a mistake but professional liability insurance protects the professional from any damages and negative effects due to a mistake on their work.

Boardwalk Insurance Group has been writing professional liability insurance for many years, so do not take chances with your valuable business.  We have markets for most MPL classes, here is a partial list of risks considered:

Allied Healthcare

Architects & Engineers

Billing Services

Claims Adjusters

Consultants – all classes

Convention/Events Planners

Employee Screening

Expert Witness

Home Inspectors

Insurance Agents

Information Technology

Media/Publishing

Medical Billing

Mortgage Field Services

Payroll Services

Property Managers

Real Estate Agents

Surveyors

Tax Preparer/Bookkeeper

Technology

Title Agents

Travel Agents

business insurance · errors and omissions insurance · liability insurance · professional liability insurance

Specialty businesses generally require specialty insurance to best protect the business and its assets.  With varying insurance policies for hotels, dry cleaners, tattoo parlors, and other businesses, Boardwalk Insurance Group has the flexibility to fit your needs.

Business insurance cannot be generalized to fit every business.  Each type of business has its own needs and potential liabilities, and requires a special insurance policy to best protect it.

Boardwalk’s current Programs include:

•     Hotels/Motels

•     Coin Laundries

•     Dry Cleaners

•     Religious Institutions

•     Pawnshops

•     Convenience Stores

•     Assisted Living Facilites

•     Tattoo Parlors

On each of these Programs – Boardwalk provides:

•     24-48 hour turnaround on most quotes with an effective date within the next 30 days.

•     Expertise on the above program classes of business

•     Competitive Pricing

•     Broad coverage designed specifically for that industry.

•     Industry specific contact lists at your request.

•     Program Flyers for a Mailing Campaign.

•     Product Guides for specific industries.

•     Industry Specific Applications

business insurance · commercial insurance · hotel insurance · liability insurance · motel insurance