Boardwalk Insurance Group | Auto, Home, Commercial, Life and Health Insurance for Residents and Companies in the United States

TAG | single or multi family dwelling insurance. single family dwelling

Single or Multi Family Dwelling Insurance Coverage 3.75/5 (75.00%) 8 votes

A place to live is one of the largest and most important investments a family can make.  It is important to protect the investment, and one of the best ways is through insurance.

Single or multi family dwelling insurance coverage can protect your investment from damages and also cover other tenants on the property.  The appeal of single or multi family dwelling insurance coverage is the flexibility that comes with the insurance policy, including the ability to classify the property as both owner occupied and as a rental property.


  • Coverage available as
  1. Monoline Liability
  2. Monoline Property
  3. Package


  • Credit provided for owner occupied 2-4 family locations
  • Ability to consider locations rented on a seasonal or timeshare basis
  • Ability to consider mobile homes as dwellings
  • Up to $25,000 medical expense limit available
  • Risks with boat docks or slips can be considered
  • No Liability Deductible

Limits Available (up to)

  • $1,000,000 Per Occurrence/$2,000,000 aggregate
  • Commercial Umbrella available up to $5,000,000
  • Hired and non owned auto available in most states


  • Both Special and Basic Form available
  • Replacement Cost Coverage available
  • Business Income/Rental Value
  • Owner’s Contents Coverage
  • Equipment Breakdown Coverage
  • Available in Protection Class 1-8
  • Ability to consider locations in hail and tornado prone areas (special deductible may apply)
  • Coverage can be provided for a property that is under renovation

Limits Available (up to)

  • $1,000,000 for Commercial Lines
  • Coastal Areas
  • Limits of up to $500,000 per location
  • Wind and hail excluded


  • General Liability that expands the definition of Bodily Injury to include mental anguish or emotional distress with no deductible
  • Personal Injury coverage
  • Special Cause of Loss available
  • Loss of Income coverage
  • Functional Building cost available
  • No Classification Limitation Endorsement
  • Special (DP-3) and Basic Form (DP-1) are available
  • Available for 2-4 family owner occupied dwellings
  • Available for 1-4 family tenant occupied dwellings
  • No mandatory roof exclusion
  • Actual Cash Value Roof Endorsement available
  • Comprehensive Personal Liability Coverage is optional
  • Name Insured can be a Trust, Estate, Limited Partnership or Family Partnership
  • Modified Functional Replacement Cost available

Dwellings in coastal areas are eligible


· ·

Theme Design by